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Updated by Zack Miller on Nov 01, 2016
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Zack Miller Zack Miller
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Top Online Consumer Lenders

Lending Club is America's #1 credit marketplace. Apply for a low, fixed rate personal loan or invest to earn solid returns.

3

SoFi

SoFi

SoFi is a leader in marketplace lending and the largest provider of student loan refinancing. We help borrowers reach their goals with mortgages, personal loans, and MBA loans.

5

Pave

Pave

You deserve a better loan, one that considers your future potential,
not just your credit history. Pave offers loans up to $25,000 with rates starting at 6%.

6

Affirm

is the financial company for everyday people. We provide affordable ways to buy online that are more flexible and transparent than any other credit option.

Puddle - Credit Powered By People

Puddle is where like-minded people come together for smart and hassle-free financial support. Use Puddle for a little financial boost for your business, to start a new project, to buy a laptop for college, to travel the world, to help relocate or just to cover those unexpected expenses.

Earnest

Refinance your student loans and save an average of $17,936 with low rates starting at 1.90% APR. Make paying off student debt easier with customized loan payments.

10

Zopa

Zopa

Zopa is the UK's largest peer-to-peer lending service. Zopa matches sensible borrowers looking for low rate loans with smart lenders looking for high interest on their money.

11

Lenda

Lenda

Online mortgage and home loan refinancing made easy. Refinance your mortgage 3X faster online with Lenda and avoid paying unnecessary fees.

12

LendUp

LendUp

LendUp is a better alternative to payday loans. LendUp loans have no hidden fees, no rollovers, lower interest rates, and clear terms and conditions.