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Updated by David R. MIllar on Mar 09, 2018
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7 Awesome Blogs On Pre-Approval

One of the first things that is asked of a buyer is that they produce a pre-approval letter from a lender, however many people don't even know where to begin, why its important, or why they are being asked for it. These blogs are extremely informative and very helpful for anyone looking to get pre-approved.

Why Do Real Estate Agents Ask For A Pre-Approval?

One of the most common home buying myths that exists is that when buying a home, you should find a home before getting a pre-approval. There are some real estate agents who will show a home, or several homes, to a buyer without knowing whether a buyer is pre-approved or not.

Improve Your Chances of Getting Approved for a Conventional Mortgage By Avoiding These Items

If your credit rating is really high and you are considering a home purchase, you are most likely a candidate for a conventional mortgage. However, there are things that can hurt even the best borrower during the loan process. Here are some things to avoid. Do not change banks.

Common Documents Needed When Applying For Mortgage Pre-Approval

Common Documents Needed When Applying For Mortgage Pre-Approval You've decided it's time. Time to buy a house and step into the next chapter of your life. Exciting right? Absolutely! You've probably started looking at homes on line, maybe have a few listed you'd like to see, and maybe even created a board on Pinterest where you're pinning all of the great things you'd like to have in your new home.

Getting your Ducks in a Row before Purchasing your Next Home

The real estate downturn of the mid-2000s is mostly over and the market is heating up, with prices rising in all over the U.S. In Wisconsin, the real estate market might be even healthier than in other locales, with new and existing home prices expected to rise 2.4 percent by early 2016.

Loan Pre-Approval

Getting a Pre-Approval when you are buying a home is very important because it shows buyers that you are serious about purchasing a home by providing them with proof that the bank is willing to lend to you.
It is like remembering to bring your wallet with you to the grocery store…when you are out shopping for a home you should have your pre-approval with you.A pre-approval is also the bank telling you how much you can get a mortgage for.
Having a price range is key when you are looking at homes because it helps you find a home that you not only love but will be able to finance! Patrick Pennington is a great Russian River lender who works with Stearns lending and has been in the business for well over 25 years! To talk to Patrick about getting approved call 707-217-5214 NMLS#246792. You can also Click Here to get pre-approval online.

What You Need to Know About the Mortgage Process [INFOGRAPHIC]

Some Highlights: According to Freddie Mac, 40% of buyers are putting less than 10% down, with many putting down as little as 3%. Have a budget and stick to it! Know your credit score and history! Reach out to a professional who can help you with the process!

7 Questions You Will Ask Your Mortgage Lender

7 questions a prudent buyer will ask a mortgage lender, and why you should be asking them sooner rather than later when you decide to buy a home

  • Millar and Company is a Russian River real estate media company that specializes in listing riverfront vacation homes and marketing them online on social media. We are dedicated to making sure that your home gets the online attention it deserves.

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