Joseph Valencia
More homeowners are trading in old loans for new ones, but doing so comes with hidden costs.
With interest rates at record lows, homeowners eager to lighten their monthly mortgage payments are flocking to banks to refinance. The Mortgage Bankers Association reports that refinance activity, which now makes up 80 percent of all mortgage applications, is at its highest level in three years.
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Although the department of Veterans Affairs (VA) is not responsible for assisting veterans arrange the money for these loans, veterans who qualify for VA loans in Texas can ask the financial help from the private lenders, including mortgage, loans and savings companies as well as banks.
