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Updated by Stacey D on Oct 30, 2016
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Stacey D Stacey D
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Information About Business Insurance Policies

Learn more about different types of business insurance policies and how important they are.

Insurance coverage is available for every conceivable risk your business might face. Cost and amount of coverage of policies vary among insurers. You should discuss your specific business risks and the types of insurance available with your insurance agent or broker. Your agency can advise you on the exact types of insurance you should consider purchasing.

Business Insurance Definition | Investopedia

Insurance coverage that protects businesses from losses due to events that may occur during the normal course of business. There are many types of insurance for businesses including coverage for property damage, legal liability and employee-related risks. Companies evaluate their insurance needs based on potential risks, which can vary depending on the type of environment in which the company operates.

What Does Business Insurance Cover?

Most businesses have commercial liability insurance policies, and some companies maintain fidelity insurance. Both types of insurance policies protect against losses caused by the company or its employees in addition to protection against third-party lawsuits. Also, some businesses may carry business interruption insurance, which covers risks to the normal business operation.

13 Types of Insurance a Small Business Owner Should Have
  1. General Liability Insurance: Every business, even if home-based, needs to have liability insurance. The policy provides both defense and damages if you, your employees or your products or services cause or are alleged to have caused Bodily Injury or Property Damage to a third party. 2. Property Insurance: If you [...]
Commercial Insurance - Construction, Spas, Salons, Studios & More

For years, companies across America have entrusted their business insurance to Marine Agency Corp. Isn't it time to give us a try? Business insurance coverage is available for all types of retail, office, and service businesses including contractors/construction businesses.