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Updated by Adam Lesner on Feb 18, 2017
Headline for Michigan Real Estate and Mortgage
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Adam Lesner Adam Lesner
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Michigan Real Estate and Mortgage

All things Michigan Real Estate and Mortgage. Preparing, credit, loan types, qualifying, portfolio loans, and more...
5 Odd Things Your Credit Report Doesn't Show

Good or bad, there are some misconceptions about what information is shown on the credit report. Before diving into what doesn't show, let's take a look at the things that are reported. When you are looking to buy or refinance a home, your lender will want to take a look at your credit report....

Portfolio Loans

There are so many reasons a Portfolio Loan can change your life, and get you back into home ownership.

Your ex-spouse ruined your credit. You are looking to buy a home that cannot be financed with typical lending guidelines due to the uniqueness or non-warrantable status (condos, commercial zoned, mixed-use, dome homes, etc.) Your current credit situation is forcing lenders to deny you even though you have strong assets and income history.

5 Awesome Advantages of Owning Real Estate

Adam Lesner | Brighton, MI | Mortgage Loan Officer - NMLS 198818 The truth is, it's kind of a pain in the you-know-what to be a homeowner sometimes. If the power goes out, it's on you bro, better get a generator. If a window breaks, sorry dude, figure it out. Yet there are so many awesome advantages to come with it.

3 Perfect Reasons You should be be Excited About the Decrease in FHA MIP!
balanceprocess.com | Adam Lesner | Brighton, Michigan FHA mortgage insurance premium is finally decreasing! Here are the 3 reasons this is HUGE for the housing industry. NMLS 198818 Michigan First Mortgage NMLS 130329
What is a Portfolio Loan?
Here's the deal... there is no such thing as a cookie cutter scenario when it comes to home financing. Whether it's FHA, Conventional, Jumbo, VA, USDA, etc... everyone's situation is different. Portfolio loans are designed to get folks approved when they are not eligible for any "normal" type of financing.
What is a Land Contract?
A land contract is a popular way to purchase or sell a home without having to deal with banks or lenders. This is an attractive route to take if the property that is being sold is unique, or if the buyer of the home cannot get approved for a mortgage for one reason or another.
Loans for people with bad credit.

Get back into home ownership after a major credit issue sooner than you thought with a portfolio loan. #mortgage #realestate

Everything you wanted to know about land contracts and seller financing

#realestate #mortgage #sellerfinancing #landcontract