Chris Bateson
What are the best credit card processing apps? and How they're different than each other?
A credit card app is simply a mobile application created to make an electronic payment through a smartphone without the actual physical use of a credit card. Today, many credit card apps also referred to as digital wallets, have all the credit card payment details stored on the app which can then be accessed by the individual in a simple and secured manner.
Getting paid with plastic used to mean a host of fees, expensive hardware and complicated gateway services. The days of complexity are long gone now that you can use a card reader with your smartphone to accept credit cards. Last year we gave you a look at three major contenders: Square, PayPal Here, and Intuit GoPayment.
Looking for the best mobile credit card processing? We have easy-to-read, expert unbiased reviews and feature comparisons of the best and cheapest services.
Businesses can no longer get by without accepting some form of plastic: By 2017, just 23 percent of all point-of-sale purchases are expected to be made with cash, according to a study by market research firm Javelin Strategy & Research. That means more than three-quarters of transactions will be conducted with credit and debit cards.
Accepting payments via mobile devices is one of the fastest-growing and easiest ways to process credit card transactions. Using a mobile credit card processing service, businesses can use a smartphone or tablet to take payments wherever there is mobile service.
BluePay Chase Mobile Checkout Flagship Merchant Services Roampay Flint Intuit GoPayment Merchant Warehouse MerchantWare Mobile North American Bancard PaySimple Square.com Per-swipe transaction fee Undisclosed Customized Customized 2.95 percent 1.75 percent $0.21 2.69 percent 2.39% + $.29 per transaction 2.75 percent Keyed-in transaction fee Undisclosed Customized Customized 2.95 percent 2.70 percent $0.21 2.69 percent 2.39% + $.29 per transaction 2.75 percent Payment Options Features It doesn't matter how small your business is, or how extensive your product line is.
