Do you go to the doctor frequently? If not, you may prefer a high deductible policy, and to pay for smaller procedures yourself. Consider this: Plan includes x5 $35 office visit copays a year If you plan to visit a doctor several times a year, a more expensive plan with office copays can work out cheaper.
Under the Affordable Care Act, young adults seem to have more health insurance options than anyone. They may remain on a parent's plan through age 26. Depending on access and eligibility, they may also obtain health insurance benefits from their employer, their state or federal exchange, the private marketplace, or Medicaid.With so many possibilities, what is best?
The Affordable Care Act includes many provisions intended to make health insurance more accessible and affordable to Americans. Yet, many struggle to pay for coverage. Others believe they don't have the means to buy it in the first place.
We all know that medical bills can cause a little stress. Unexpected medical bills can cause a lot of it. We try to avoid them - seek preventive care, live as healthy as possible, set aside extra money when possible. But sometimes they are unavoidable. Medical emergencies happen.
Earlier this month we reported on America's rising diabetes rates and what you can do to prevent the disease. The number of Americans diagnosed with full-blown diabetes is fairly staggering: 29 million Americans, about 9 percent of the nation's population. However, pre-diabetes rates are nearly triple.
The time has come to make 2015 health insurance decisions. For many of us, cash is tight and the options can feel overwhelming-and overwhelmingly similar. It's tempting to simply select the most affordable monthly premium and cross our fingers that we won't need much care.
The Affordable Care Act seeks to improve access to health care for Americans. Great strides have arguably been made in doing so, but as we approach the nation's second health insurance open-enrollment period, disparities remain.
Choosing the right health insurance plan is a difficult task, even for the pros.[i] It can be even more difficult when you or a loved one has a rare or chronic condition requiring ongoing medication. In this blog, I'd like to focus on a specific class of medications called specialty drugs.
Open enrollment promises to be fast and furious this year, especially for those who need health insurance starting New Year's Day. The 2015 Obamacare open-enrollment period lasts only three months-Nov. 15, 2014, through Feb. 15, 2015-compared with 2014's six months.Even so, don't rush. Whether you need coverage starting Jan.
It's almost crunch time. Obamacare open enrollment for 2015 health insurance plans will be here in less than a month. We all learned a lot during the first open-enrollment period, but there are lessons only the second open-enrollment period can teach.
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