How to Invest in Super Annuation

A superannuation fund is an investment meant for retirement savings. It is subject to a special tax structure in which an investor is penalized for withdrawals which are not properly timed or within the guidelines of the fund. There are also limitations on the amount of money that can earn tax benefits while invested in a superannuation fund.

Striking the right balance With super, it's easy to set and forget. But choosing a suitable investment option will have a major impact on how your super performs. So see what your fund and others have to offer. Super funds invest your money to grow your nest egg over your working life.

SCARRED by heavy share market losses and encouraged by the perceived safety of bricks and mortar, more people are turning to property investment through their self-managed super funds. And as the surge in self-managed super funds (SMSFs) continues, so too does the expected increase in residential property investments.

This article is about the retirement income arrangement. For the type of lodging, see Pension (lodging). For the mortgage repayment scheme, see Mortgage loan. A pension is a fixed sum to be paid regularly to a person, typically following retirement from service.

Edit Article It is a very hard step to choose a financial planner who can help provide you sound financial advice without just trying to sell you all sort of financial products. Check their credentials. A financial planner should be compliant with the RG146 / PS146 ASIC regulatory guide.

The decision on how to invest is as old as the notion of investing itself. For those who have the option of a superannuation, also known as a pension plan, the questions may become a little more difficult. Therefore, it is important to carefully consider all your options, as well as the reasons for your investment decisions.

A superannuation contribution is some sort of donation of money into a fund designed to provide for a group of employees once they reach retirement age. These contributions can come from either the employers or the employees and are generally allowed to grow through investments with little taxation to diminish them.

A place for Australian SMSF Trustees, Professionals and anyone interested in superannuation, investing and retirement.