How to become debt free in 2015 - debt free living; debt free program

Debt is like quicksand, the faster you struggle the faster you sink, but once you grab ahold of the principles in Dani Johnson’s War On Debt study course, you’ll never get sucked into the cycle of debt and overspending again. The easy steps and rock solid strategies in this program have helped tens of thousands of people to pay of millions in debt.

Family #1 manages to pay off $40,000 in debt in two years on a $35,000 annual income. Family #2 makes $100,000 a year but can't seem to make the slightest dent in the same amount of debt. Why is that? Obviously, the second family has a spending problem.

How to Be Debt Free. Debt feels like a lead weight that hangs around your neck, and with student loans, car payments, and medical bills, it all adds up into a pretty heavy one. Learning to confront your loans head-on and form a strategy for paying them down can help you start managing them. Get out from under your loans and get back in the world, then learn to stay debt free.

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CNBC's Sharon Epperson says about a third of millennials do not have any credit cards; and Lynnette Khalfani-Cox from Askthemoneycoach.com, provides perspective to the downside for these people.