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Updated by Swift Capital on Oct 02, 2014
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Business Funding Insights & Tips

Swift Capital offers business funding insight to help your business succeed!

Simplest & Fastest Way To Business Funding - Swift Capital

In this economy, banks have grown cautious about granting loans, focusing on managing risk rather than capturing market share. Small business owners (earning less than $1-2 million) have been hit hardest. For them, the simplest and best source of capital is the merchant cash advance.

Merchant Cash Advance vs. Business Loans - Swift Capital

When determining how to fund a small business, it's important to understand the differences in pricing between business loans and merchant cash advances. With a business loan, the repayment is based on an annual interest rate or APR. This means there is a rate charged each year on the remaining loan balance.

Short Term Loan vs. Long-Term Financing - Swift Capital

When you're seeking financing for your small business, is it better to seek a short term business loan or long-term financing? Knowing the answers to a few simple questions can help you decide. What's Your Debt-to-Asset Ratio? The first thing to consider is debt load and its relationship to the assets that the financing will help fund.

Use Statistics To Help Grow Your Business - Swift Capital

Math was my worst subject at school. I would dread math class as I had absolutely zero interest in the subject. This all changed when it came to my first statistics course. Right off the bat I could see how statistics could be used for my future businesses.

Use Alternative Funding for your Bakery - Swift Capital

Operating any business is a satisfying yet difficult endeavor. Successful small business owners get all the glory and freedom associated with a business, yet have all the headaches, heartaches, and stresses at the same time. This is particularly true in the bakery business.

Working Capital for Pizza Shops - Swift Capital

Pizza is a huge business in the United States. It's said that over 90% of the population eats pizza at least once a week. Not only is pizza extremely popular, it is highly profitable. This makes pizza restaurants a great business to own. The downside to owning a pizza restaurant is the high start up costs.

Short Term and Long Term Business loans - Swift Capital

When financing your business, the first vital decision is whether to utilize equity or debt financing. Equity financing involves an exchange of money for a stake in the company. On the other hand, debt financing is borrowing money from a financial institution, like a bank, to be repaid upon a set date.

Is a Bank Really the Right Place to get Business Funding?

Have you ever applied for small business funding? If so, chances are good that your experience went something like this: after you assembled reams of information about your company, you went to a bank and sat down with someone who would rather be talking to a larger business.