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Updated by Pauline Paquin on Jun 22, 2015
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Reach Financial Independence

I’m Pauline, born and raised in Paris 32 years ago. I have since then graduated, gone on a 1 year around-the-world trip, lived in Guatemala, Spain, the UK and Morocco, gone on two 6 months motorcycle trips, and have been living in Guatemala since October 2012.


Paris restricts driving, could you live without a car?

Paris restricts driving, could you live without a car?

For the first time since 1997, the city of Paris is limiting car circulation to try to get rid of a big smog cloud that has been looming over the city for too long.

Spring cleaning your blog

Do a back up When was the last time you did a backup? If you are hosted by Hostgator, they will do backups for you automatically, but if you ever need those restored, you have to pay a fee, while restoring the backup you did manually is free.

Living, working and traveling 24/7 as a couple

Good morning, over at Savvy Scot I will talk about teenage money, how to help without spoiling them. Click here to read more.. For the past 3 1/2 years, safe for very rare occasions when we would be on different continents for a few weeks, BF and I have lived, worked and traveled together, spending 24 hours a day in each other's company.

Teenage money, how to help without spoiling

You want the best for your kids, and that is all in your honor. You want them to be spared from the world, to grow without worries about anything, while at the same time preparing them for the responsibilities they will have to face as adults.

Real estate: Simple home improvement tips that don't cost a lot

Home improvement is a costly endeavor, almost any way you look at it. When it comes to remodeling and renovating your home, you are going to be spending thousands and thousands of dollars on contractors, specialists, and more.

How to stay inspired as a freelance writer

Six years ago, I started writing for a travel blog. It was fascinating for me to even start thinking that a website would be interested in my travel experience, and as we went, and the money started flowing, to see that my writing could cover all my travel expenses to go on new holidays, and then some!

Financial goals update for Q1

Good morning! Over at Savvy Scot I have friendly reminder that the tax year in the UK is coming to an end on April 5th, so you only have a few days left to use up your ISA allowance. Click here to read more..

Just a few days left to use your ISA allowance!

We will be short and sweet today, with a friendly reminder that the tax year in the UK is coming to an end on April 5th, so you only have a few days left to use up your ISA allowance. What is an ISA?

Dakak Beach Resort and Gloria Fantasyland

If you are planning to visit the Philippines, now is a good time! March is the first summer month here until mid May. We have lots of white sand beaches, like the famous Boracay, a small island in the Philippines, well-known for its white sand, beautiful sunset and various water activities.

March blog income and stats recap

Welcome to the 9th blog income and stats recap of MMYW! Once again I am ashamed to admit that I spent very little time growing those blogs, although I did grow up the queue of posts a bit, I spent too little time promoting the content.

The perfect minimum wage job

I have professed several times my hate of the corporate world, how I loathed the rat race, the petty office politics, the brown nosing and long hours just to show you are there... you get the idea. Actually, one of the jobs I have been most happy at was flipping burger at McD when I was a student.

Being picky with your learning

I talked recently about how you should be time conscious when trying to save money, and not get into a two hours project that would only save you pennies. One of my examples was fixing stuff, and doing your own things in general instead of delegating.

4 Side Hustles I've Actually Made Money With

Good morning this is a guest post from Richard Adams he is a UK-based frugality blogger. You can follow his experiments in saving money and reaching financial independence over at Frugality Magazine. Let me know if you would like to guest post on MMYW.

Planning head for your summer holiday

I am not a planner, more kind of a go with the flow person. But I love to travel, and stretch my hard earned cash further when I do. Which is why I always try to plan ahead for a holiday. No kids?

Real estate: the best neighborhoods to own a rental

For those seeking to own a rental home, or a duplex, and rent it out to tenants as a source of extra income, there are plenty of questions to take into account. How much money do you spend purchasing a property? How much should you sink into fixing it up?

Banking while living or traveling abroad

As I have lived in 5 countries and travelled to over 70, people often ask me "how do you deal with money?". Handling money is a bit different whether you are just travelling once or twice a year to a different country or living in one for extended periods of time, as an expat or retiring abroad.

Budgeting to be a guest at weddings

Weddings are expensive, and not just for the bride and groom. As a guest, sure you are getting invited to an awesome party and to free food and booze, but all the rest is yours to pay and it can add up quickly.

Easter and the Holy Week in Guatemala

Happy Easter everyone! I hope you had a lovely time to relax with your loved ones. Easter is quite a big deal in Guatemala, as the country still has strong Catholic roots. Usually the weather gets pretty hot and people call it "summer", before "winter" bring rain around May.

How Can I Retire Early? When You Stop Taking No for An Answer

The following post comes from, a personal finance blog that is all about making the most of your money and opportunities. It wasn't all that long ago that I made a simple observation. I was a young man just starting out my career as an engineer.

Ode to grocery delivery and online grocery shopping

I love love love online grocery shopping and delivery. And those days, supermarket websites make it so easy for you to find your products and shop in just a few clicks. Think about it.

How to eat healthy for less

I have always cooked most meals from scratch, but in the early days, it was a bit harder, having a full time job and 2-3 freelancing jobs on top made it a bit complicated to be a master chef every night.

My 20 minute bread recipe

One of the main reason people say they won't cook from scratch is time. But even if you are busy, appliances like bread makers or slow cookers can help you eat healthy with minimum prep time, and that super fast bread recipe is also proof that it doesn't take much time to eat well.

Make money from other people's junk

Good morning, this is a guest post fromHayley who is a personal finance writer and blogger from the UK. She writes about getting out of debt - the good points, the bad and everything in between, over at her website A Disease Called Debt. You can also follow Hayley on Twitter.

Cheap and free Spring activities

Ѕрrіng іs hеrе... thе sun іs shіnіng, thе wеаthеr іs wаrmіng uр, thе flоwеrs аrе blооmіng аnd іt's tіmе fоr sоmе Fun! Here is a list of fun things to do that won't break the bank: Gо Віkе Rіdіng - dust оff уоur bіkеs, strар оn уоur hеlmеts аnd fіnd thе nеаrеst bіkе trасk оr sаfе рlасе tо gо fоr а rіdе.

10 tips for a successful yard sale

Тhеrе аrе tурісаllу twо rеаsоns fоr thоughts оf hоstіng а уаrd sаlе. Yоu mіght nееd thе sрасе, оr уоu mіght nееd thе mоnеу. Dо уоu hаvе а gаrаgе, аttіс, оr bаsеmеnt full оf unusеd оr unwаntеd іtеms thаt уоu "mіght nееd" sоmеdау but thаt dау nеvеr аrrіvеs?