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Updated by Kristy Hernandez on Nov 23, 2015
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Chapter 7 Bankruptcy Lawyer

In a Chapter 7 case the Court issues a Discharge Order, which permanently prohibits creditors from taking any action to collect most debts against you personally.

Chapter 7 Bankruptcy Lawyer & Attorneys in Bay Area, Orangevale, San José and Oakland

In a Chapter 7 case the Court issues a Discharge Order, which permanently prohibits creditors from taking any action to collect most debts against you personally. In a Chapter 7 bankruptcy, most DEBTS are ELIMINATED completely. This is called a "discharge."

Receiving Debt Collection Calls? These 5 Tips May Help You

Bad financial circumstances may lead to delinquent accounts and despite your good intentions, sometimes you may fault on your payments. If your creditors no more trust you, they may forward your accounts to a debt collection agency.

Do Credit Clean up Services Really Work?

The basic concern for all people with poor credit score is: do credit clean up or credit repair services really work? Honestly, there are several credit repair service providers who are a scam. Credit repair agencies who make false promises to clean up your credit report in quick time are nothing but frauds.

  • Kristy Hernandez is an award-winning author and Managing Attorney at Bay Area and Sacramento. In 2004 Kristy founded the Law Office of Kristy Hernandez which now has offices in Sacramento, Tracy and the Bay Area. For more helpful articles and blogs visit us at http://www.khernandezlegal.com

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