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Looking to buy a new car? This article offers some tips on how to improve your chances of securing a loan. Shopping for a new car is exciting, but finding a way to finance your purchase can be challenging. If you are looking to borrow, it's usually not a good idea to get a loan through your car dealer.

In spite of every indication that we are in a Depression and massive debt is accelerating our crash and collapse... wealth keeps getting richer. Are they pus in a pimple coming to a head to get popped? The markets are a complete departure from reality, now if only we can begin departing those in the markets- then we can start recovering.

Saving money doesn't come easily to everyone. Check out this article to find out how much you should be saving each month and how to prioritize your savings so that you will get the most out of your efforts. Everyone knows that saving money on a regular basis is a smart financial strategy.

When it comes to your finances, knowledge is power. That means understanding where 20-somethings have gone wrong before is key to making sure you come out ahead.By Samantha Sharf

A little knowledge and preparation can go a long way toward overcoming anxiety about the April 15 deadline for filing 2013 taxes. Understanding what's required, being aware of common mistakes, and knowing how to get help if you need it are powerful antidotes to a case of "tax day" jitters.

Jeff Schwarte was in a quandary. The manager of the $3.5 billion Principal Large Cap Value Fund had held a big stake in Apple stock since 2004. Eight years later, in mid-2012, his analysts remained bullish on the stock. But since the start of the year, the algorithms in Schwarte's quantitative valuation models had warned that Apple's profit margins were shrinking.

When it comes to how much money you should save for retirement, most experts share this general rule of thumb: You should save enough to generate 75 percent to 85 percent of your pre-retirement income. Most experts are wrong -- and if you follow their advice, you could be creating trouble for yourself.

Are you a big spender or a saver? Do you live paycheck to paycheck or make saving some of it a priority? Your answers could make some ways of saving far more effective for you than others. What shapes your financial personality?

Managing your finances in college can be a pretty daunting task. Between classes, parties, and internships, it can be difficult to set a budget and stick to it. Luckily, this article lists four useful tips that will help. Most modern college students live on a tight budget - and that's OK.

Reducing your debt can be a long, difficult task, but if you take it step-by-step and develop a clear repayment plan, your chances of becoming debt-free will increase dramatically. Here are some pointers. Most Americans carry some form of debt, but don't like to talk about it.

By Abby Hayes If you're like most Americans, you probably just ignore your air conditioner -- at least, until it breaks. Then, you just want it fixed -- like, yesterday. But taking the time to understand certain air conditioning terms before you fix your air conditioner can make all the difference in your long-term electricity bills.

Choosing between a bank and a credit union can be tricky. Educate yourself before committing to one. This article lists the main differences between credit unions and banks. Banks and credit unions generally provide similar financial products and services to their consumers. Both seem so alike, but are actually quite different.

Whether they are fact or fiction, love stories inspire us. Here are some of the greatest love stories from history, literature and today's headlines. Adam and Eve "In the beginning . . ."

Posted on April 15, 2014 11:15 AM, in Finance If you're a first time home buyer, it might take you a while to understand all of your loan options, as you find the best fit for you.

IT departments are increasingly losing control over technology budgets with business leaders moving to take control and change the way that IT personnel work within companies.

Regardless of what Americans think about Obamacare, reining in health-care costs is winning the support of investors in U.S. Treasuries. After doubling in the past two decades, medical expenses rose less last year than at any time since Harry S. Truman was president in 1949, helped by Medicare reimbursement cuts.

Creativity and innovation are crucial to businesses' growth, new research suggests. If companies fail to integrate creativity and innovation into their business, they could be preventing themselves from reaching their full potential, according to a study from Rice University, the University of Edinburgh and Brunel University.

Putting together any type of Top 10 list is a dicey business. Once you get past the usual subjects, the criteria for the rest of the candidates is a matter of personal opinion. So for my list of the Top 10 Financial Scandals of all time I'm taking the approach of a blockbuster Hollywood movie and throwing in everything.

It's hard to save money and live within your means when you don't have a steady income to look forward to every month. Here are a few useful money-saving tips for freelancers. Working as a full-time freelancer can be extremely rewarding. You get to set your own hours, enjoy more flexibility, and be your own boss.

Almost ALL speeding tickets are frivolous. MOST accidents are NOT caused by speeding, but by other traffic code infractions. If speeding caused accidents, then there would be more wrecked police patrol cars. And accident reports - it is time non-law enforcement offices determine causes of traffic accidents, as law enforcement has a direct benefit from having speeding the determined cause.

By Jenna Lee You Only Have One Credit Score Some credit myths refuse to die. Let's go over three major myths that you should stop believing today. Reality: This myth likely exists because we want it to be true. Credit scores would be so much easier to understand and cause less stress if we received the same scores from each lender.

Divorces can be financially devastating. Not only is the loss of a spouse's income detrimental to your fiscal health, but you also lose moral support, often retirement benefits, and the safety net that comes from having a partner. A few critical steps will help you start getting your life back together.

By ANNE D'INNOCENZIO NEW YORK -- Walmart ( WMT) is bringing one-stop shopping to another area: auto insurance. The world's largest retailer has teamed up with AutoInsurance.com to let shoppers quickly find and buy insurance policies online in real time to cut down costs.