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Updated by Lydia Peters on Jul 23, 2014
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Finance

Improve Your Chances of Getting Approved for an Auto Loan

Looking to buy a new car? This article offers some tips on how to improve your chances of securing a loan. Shopping for a new car is exciting, but finding a way to finance your purchase can be challenging. If you are looking to borrow, it's usually not a good idea to get a loan through your car dealer.

5 retailers closing the most stores

In spite of every indication that we are in a Depression and massive debt is accelerating our crash and collapse... wealth keeps getting richer. Are they pus in a pimple coming to a head to get popped? The markets are a complete departure from reality, now if only we can begin departing those in the markets- then we can start recovering.

Easy Tips to Organize and Prioritize Your Savings

Saving money doesn't come easily to everyone. Check out this article to find out how much you should be saving each month and how to prioritize your savings so that you will get the most out of your efforts. Everyone knows that saving money on a regular basis is a smart financial strategy.

8 Things Recent Grads Waste Money On - In Photos: 8 Things Recent Grads Waste Money On

When it comes to your finances, knowledge is power. That means understanding where 20-somethings have gone wrong before is key to making sure you come out ahead.By Samantha Sharf

9 Easy Tips To Help Take The Stress Out Of Doing Your Taxes

A little knowledge and preparation can go a long way toward overcoming anxiety about the April 15 deadline for filing 2013 taxes. Understanding what's required, being aware of common mistakes, and knowing how to get help if you need it are powerful antidotes to a case of "tax day" jitters.

How Money Managers Fight Their Emotions and Sometimes Lose

Jeff Schwarte was in a quandary. The manager of the $3.5 billion Principal Large Cap Value Fund had held a big stake in Apple stock since 2004. Eight years later, in mid-2012, his analysts remained bullish on the stock. But since the start of the year, the algorithms in Schwarte's quantitative valuation models had warned that Apple's profit margins were shrinking.

The Big Error Most Experts Make on Retirement Savings

When it comes to how much money you should save for retirement, most experts share this general rule of thumb: You should save enough to generate 75 percent to 85 percent of your pre-retirement income. Most experts are wrong -- and if you follow their advice, you could be creating trouble for yourself.

IRA Or 401k? Choose The Right Retirement Vehicle For Your Financial Personality

Are you a big spender or a saver? Do you live paycheck to paycheck or make saving some of it a priority? Your answers could make some ways of saving far more effective for you than others. What shapes your financial personality?

Four Financial Tips for Students

Managing your finances in college can be a pretty daunting task. Between classes, parties, and internships, it can be difficult to set a budget and stick to it. Luckily, this article lists four useful tips that will help. Most modern college students live on a tight budget - and that's OK.

Smart Strategies to Manage Your Debt

Reducing your debt can be a long, difficult task, but if you take it step-by-step and develop a clear repayment plan, your chances of becoming debt-free will increase dramatically. Here are some pointers. Most Americans carry some form of debt, but don't like to talk about it.

4 Air Conditioning Terms That Could Save You Thousands

By Abby Hayes If you're like most Americans, you probably just ignore your air conditioner -- at least, until it breaks. Then, you just want it fixed -- like, yesterday. But taking the time to understand certain air conditioning terms before you fix your air conditioner can make all the difference in your long-term electricity bills.

Main Differences between Banks and Credit Unions

Choosing between a bank and a credit union can be tricky. Educate yourself before committing to one. This article lists the main differences between credit unions and banks. Banks and credit unions generally provide similar financial products and services to their consumers. Both seem so alike, but are actually quite different.

40 greatest love stories of all time

Whether they are fact or fiction, love stories inspire us. Here are some of the greatest love stories from history, literature and today's headlines. Adam and Eve "In the beginning . . ."

Shopping for a House: What Kind of Loan to Choose

Posted on April 15, 2014 11:15 AM, in Finance If you're a first time home buyer, it might take you a while to understand all of your loan options, as you find the best fit for you.

C-level executives wrest control of tech budgets from IT departments

IT departments are increasingly losing control over technology budgets with business leaders moving to take control and change the way that IT personnel work within companies.

Obamacare Wins U.S. Bond Converts as Slowing Costs Tame CPI

Regardless of what Americans think about Obamacare, reining in health-care costs is winning the support of investors in U.S. Treasuries. After doubling in the past two decades, medical expenses rose less last year than at any time since Harry S. Truman was president in 1949, helped by Medicare reimbursement cuts.

Why Managers Need to Recognize Employee Creativity

Creativity and innovation are crucial to businesses' growth, new research suggests. If companies fail to integrate creativity and innovation into their business, they could be preventing themselves from reaching their full potential, according to a study from Rice University, the University of Edinburgh and Brunel University.

Top 10 Financial Scandals of All Time

Putting together any type of Top 10 list is a dicey business. Once you get past the usual subjects, the criteria for the rest of the candidates is a matter of personal opinion. So for my list of the Top 10 Financial Scandals of all time I'm taking the approach of a blockbuster Hollywood movie and throwing in everything.

Money Saving Tips for Freelancers

It's hard to save money and live within your means when you don't have a steady income to look forward to every month. Here are a few useful money-saving tips for freelancers. Working as a full-time freelancer can be extremely rewarding. You get to set your own hours, enjoy more flexibility, and be your own boss.

5 tickets that will wreck your insurance

Almost ALL speeding tickets are frivolous. MOST accidents are NOT caused by speeding, but by other traffic code infractions. If speeding caused accidents, then there would be more wrecked police patrol cars. And accident reports - it is time non-law enforcement offices determine causes of traffic accidents, as law enforcement has a direct benefit from having speeding the determined cause.

Time to Bury These Myths About Credit

By Jenna Lee You Only Have One Credit Score Some credit myths refuse to die. Let's go over three major myths that you should stop believing today. Reality: This myth likely exists because we want it to be true. Credit scores would be so much easier to understand and cause less stress if we received the same scores from each lender.

5 Tasks to Help You Start to Rebound Financially Post-Divorce

Divorces can be financially devastating. Not only is the loss of a spouse's income detrimental to your fiscal health, but you also lose moral support, often retirement benefits, and the safety net that comes from having a partner. A few critical steps will help you start getting your life back together.

Walmart Brings One-Stop Shopping to Car Insurance

By ANNE D'INNOCENZIO NEW YORK -- Walmart ( WMT) is bringing one-stop shopping to another area: auto insurance. The world's largest retailer has teamed up with AutoInsurance.com to let shoppers quickly find and buy insurance policies online in real time to cut down costs.

Investors Want You to Start Bribing Your Kids with Money

(Reuters) - As any exasperated parent will tell you, kids today are so plugged in and mature beyond their years that it is difficult to find a way to discipline them. Do we punish them to bring about the behavior we are looking for? Threaten them?

One Easy Way to Make Free Money While Shopping Online | News Blog

For the past seven years, I've made money off of every online purchase I've made. It wasn't because I'm incredibly talented at finding coupon codes, patient enough to wait for sales or secretly running an eBay business in my home. It was because I've been taking advantage of cash-back shopping, and often combined those savings with sales and coupons.

  • Lydia Peters is a Huston-based freelance writer with over seven years of experience. She mostly covers technology, social media and finance, but doesn’t stay away from subjects like green business and science.

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