Government Schemes for Women Entrepreneurs

Stand-Up India is a Scheme launched by the Government of India aimed at promoting entrepreneurship among women and Scheduled Castes and Scheduled Tribes. The program seeks to provide financial support and facilitate access to loans for aspiring entrepreneurs to help them establish and expand their businesses.

Give small, collateral-free loans to micro businesses that banks usually ignore—street-vendors, tailors, tradespeople, service shops, small factories, etc.

A free, government-run website that puts training, mentors, investors and useful schemes for women business owners in one place. Managed by NITI Aayog.

Mahila Coir Yojana lets rural women turn coconut waste into steady cash with only 25 % machine cost and a free, stipend-linked course. If you live in a coconut-growing belt and want home-based income, call your Coir Board office today and book a seat in the next batch.

A bank loan (up to ₹50,000–₹1 lakh) designed especially for women who want to start or grow a small food-catering, tiffin, snack or canteen business. The scheme was first rolled out by public-sector banks (State Bank group, Canara Bank, etc.) and is now available at most PSU banks under their women-entrepreneur desks.

Udyogini puts up to ₹3 lakh within reach of resourceful women, then chops 30–50 % off through a government subsidy. If you’ve been dreaming of a boutique, dairy unit, or repair shop but don’t own property to pledge, walk into your DIC office, pick up the Udyogini form, and turn that idea into a family income stream.

Mahila Udyam Nidhi gives serious women entrepreneurs up to ₹10 lakh of “patient capital” for 10 years with a 5-year holiday, no heavy collateral required. If you’re eyeing new machinery or breathing life into a struggling small unit, walk into SIDBI, mention the scheme, and put long-term, low-stress funding to work for your business.

TREAD turns a good group business idea into reality by gifting 30 % of the cost and easing the rest through a bank loan managed by a supportive NGO. If you and your friends have skills—but lack capital and market links—visit your DIC, mention the “TREAD scheme,” and take the first step toward steady group income.

Cent Kalyani is a hassle-free, collateral-free loan of up to ₹1 crore, offered by the Central Bank of India exclusively for women-owned micro and small businesses. If you need new equipment, stock money, or a shop makeover and don’t want to risk family property, collect your Aadhaar, PAN, a simple project plan, and visit the nearest Central Bank branch. Your business dream could be funded in as little as two weeks.

If your small business needs up to ₹5 crore but you lack collateral, ask your bank about a CGTMSE-backed loan. With government guarantee cover and modest annual fees, it’s the safest route to formal credit for thousands of Indian micro and small entrepreneurs.