In this day and age, one must be on his or her game when it comes to your investments. We, for quite a few years have enjoyed being able to invest in government programs that gave advantages for our retirement years.
Gold 401K - http://thebulliondesk.net/gold-401k/. If you have a 401k through your employer, you can make investments while working without having to worry about paying taxes on them. Sometimes a fiduciary might not offer you the option of investing your 401k to gold, which is why it is imperative that you know your options beforehand.
A Roth IRA ( Individual Retirement Account) is a certain type of retirement plan under US law that is generally not taxed, provided certain conditions are met. The tax law of the United States allows a tax reduction on a limited amount of saving for retirement.
Definition of 'Roth IRA' An individual retirement plan that bears many similarities to the traditional IRA, but contributions are not tax deductible and qualified distributions are tax free. Similar to other retirement plan accounts, non-qualified distributions from a Roth IRA may be subject to a penalty upon withdrawal.
