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Reduce spending without big changes to your lifestyle. iStockphoto We all know how to spend less by sacrificing. From eating out less to buying fewer clothes to cutting back on vacations, saving through sacrificing can be effective, but painful. So if you are looking for ways to save money, why not start with money saving tips that are relatively pain-free?
Saving money is one of those tasks that's so much easier said than done. There's more to it than spending less money (although that part alone can be challenging). How much money will you save, where will you put it, and how can you make...
Yesterday, I discussed how anyone can turn their financial life around if they just take that first step - the first step is always the hardest one. After that, you start taking more and more little steps and before you know it, your financial life is getting better and better.