Does the word budget send chills up your spine? It shouldn't. Budgets allow you to have some control over what you spend. A monthly budget can help you to decide how to spend your money, plan for your future, pay off existing debt, and save a few pennies each month by reducing wasteful and impulsive purchases.
How to Create a Working Budget. A budget is a great way to take control of your finances and save for some goal or maybe just get out of debt. === Creating a Working Budget ===
Budget worksheet form for setting up your personal budget
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