Algates Insurance
Algates Insurance is offering blogs which will help people to buy insurance, understand insurance and most importantly, don't fall into the trap of mis-selling.
Source: https://algatesinsurance.in/insurance-blogs/
Niva Bupa Reassure 2.0 boasts unique features like "Lock the Clock" and unlimited restoration. It covers core benefits comprehensively at a competitive price. However, long waiting periods for pre-existing diseases and a high volume of claim complaints raise concerns. Read the full review to decide if it's the right fit for you.
https://algatesinsurance.in/niva-bupa-reassure-2-0-comprehensive-review/
Tata AIG Medicare Premier offers unique benefits like global cover, OPD & dental care (after waiting period), maternity cover. It covers all hospitalization costs (no sub-limits) and pre/post hospitalization expenses. However, it has limitations like smaller no-claim bonus, limited restoration benefit, and higher premiums compared to competitors.
https://algatesinsurance.in/tata-aig-medicare-premier-in-depth-review/
Care Supreme boasts affordability & comprehensive coverage. Highlights include a 600% cumulative bonus & unlimited automatic recharge. It lacks maternity or OPD benefits (available as add-ons).
Looking for a top-tier health insurance plan? HDFC Ergo Optima Secure stands out with its extensive coverage, no limitations, and unique features like Secure Benefit and Plus Benefit. However, it's not without its drawbacks, including high premiums and a long waiting period for pre-existing diseases.
https://algatesinsurance.in/hdfc-ergo-optima-secure-in-depth-review/
Learn about the new Niva Bupa Aspire health insurance plan, featuring maternity benefits, global coverage, and unique features like Lock the Clock and Booster+. Discover the pros and cons, premiums, and if this plan is a good fit for your family.
https://algatesinsurance.in/niva-bupa-aspire-health-insurance-review/
Risk pooling is the backbone of health insurance. By bringing together a diverse group of people who share the costs, it ensures that healthcare is accessible and affordable for everyone. Whether you’re healthy or dealing with medical issues, risk pooling allows you to be part of a system that protects you financially when you need it most. Understanding this concept helps you appreciate how health insurance functions
https://algatesinsurance.in/what-is-risk-pooling-in-health-insurance/
What is Maternity Insurance? It is pretty clear from the name that this insurance will cover the cost associated with your childbirth, including the pre- and post-natal expenses. Generally, many insurance companies are offering maternity insurance policy as a standalone product. While some insurance companies have clubbed this benefit as an add-on feature in regular health insurance plans.
https://algatesinsurance.in/maternity-insurance-all-you-need-to-know/
This article tackles hidden costs like copayments, deductibles, and room rent limits. We explain what they are, how they impact your finances, and offer tips to choose the right plan for you. Read our guide to understand how these factors affect your financial responsibility and make informed decisions about your health insurance plan.
https://algatesinsurance.in/copayment-deductibles-room-rent-limit-explained/
LASIK (laser-assisted in situ keratomileusis) is a laser eye surgical procedure, where a person’s dependency on glasses or contact lenses is reduced. It is a procedure that permanently changes the shape of the cornea, the clear covering of the front of the eye, using an excimer laser.
https://algatesinsurance.in/lasik-eye-surgery-ultimate-guide-to-coverage-with-health-insurance/
A critical illness rider is a MUST while buying a term insurance plan, as you never know when a critical illness will affect you in life. A critical illness rider doubles your financial security at the time of a medical emergency.
https://algatesinsurance.in/critical-illness-rider-add-it-to-your-term-insurance/
3-step guide to choose right health insurance plan. Guide explain factors to select the best health insurance policy for you & your family.
A critical illness rider added to your term insurance policy is another layer of safety net which pays you a huge lump sum upon diagnosis.
Lasik eye surgery is a planned procedure which is covered under health insurance for patients with refractive error =>7.5 diopters
Learn how to avoid hidden costs in your health insurance by understanding copayment, deductibles, and room rent limits.
Maternity insurance cover pregnancy related expenses like childbirth, hospitalization, delivery charges and medicine cost.
Cancer insurance is a standalone critical illness plan that covers inpatient and out-patient treatments with a lump sum payout on diagnosis.
Discover the concept of risk pooling, the foundation of health insurance. Learn how it works, its benefits, and challenges.
Health Insurance come with certain exclusions. These exclusions are conditions under which your health insurer does not cover your treatment.
Top 3 Health Insurance Plan; HDFC Ergo Optima Secure: 97.94%, TATA AIG Medicare Premier: 96.67%, Care Supreme Health Insurance 92.61%
Health Insurance Claim Rejection: Non-Disclosure of PEDs, Claims in waiting period, Claim for Exclusions, Treatment at Blacklisted Hospitals
