Deep Blue Publications Group

I have frequently emphasized the importance of a diversified portfolio and of having a significant portion of common stocks in your portfolio, even in retirement. Although I have been retired for 18 years, I still maintain about half of my portfolio in some form of common stocks -- either the shares themselves or mutual funds or exchange-traded funds (ETFs).

In a prior column, I recommended "Stocks for the Long Run" by Jeremy Siegel (McGraw-Hill) for investors who wanted to invest in common stocks. Siegel is a professor of finance at the Wharton School of the University of Pennsylvania. He has revised and updated the book now in its 5th edition. I have reviewed the latest edition, and I believe it contains valuable information for investors who expect to continue to invest in the stock market.

Hva er bokført verdi?

Bokført verdi kan bety forskjellige ting for forskjellige personer. For eksempel har bokført verdi på invest pedia bloggen, samtidig med å skrive, tre betydninger.

Som investor er en mening som betyr noe andre definisjonen:

"(Book Value is) netto forvaltningskapital i et selskap, beregnet de totale eiendelene minus immaterielle eiendeler (patenter, goodwill) og."

Denne definisjonen er greit hvis du liker sjargong. La meg illustrere det med en annen tilnærming.

Bokført verdi er beregnet fra balansen. Balansen er en av tre sett av regnskaper som investorer vurdere som en del av evalueringsprosessen før du investerer i et selskap.

There are some rules of thumb to adopt. I can't promise to make you rich but in time, you should be a bit better off. If you are investing for the long term – 10 years or more – these eight tips might help:

1 How much risk are you truly willing to take? Peace of mind is priceless. If you can't bear losing a quarter of your money in a year or two, don't invest in shares. They can plummet.

2 Many people do not realise they need to save a good chunk of money over a significant period of time to end up with a decent nest egg. Magic shares that go up 50 or 100 fold are extremely rare. Compound interestis your best friend and will multiply your money over time, preferably feeding it through regular savings or top-ups if your income is variable.

P.T. Barnum knew how to make money. By the middle of the 19th century, the master showman had become America's second millionaire, and his estate was valued at over $10,000,000 prior to his death in 1891.

Fortunately for us, Barnum – who is still remembered today for his "greatest show on earth" -- shared his secrets for getting rich. In the short work "The Art of Money Getting" published in 1880, he laid out his rules for creating wealth. After reading them, I was struck by how applicable they remain today. Here are nine golden rules for making money, according to Barnum.

1. Spend less than you earn. Barnum writes that the key to wealth is quite simple: "it consists simply in spending less than we earn." Despite the simplicity of this maxim, he notes, "more cases of failure arise from mistakes on this point than almost any other."

Valentine’s Day is all about hearts, flowers, chocolate, maybe some bling. What it’s typically not about: credit cards, credit scores and anything as crass as cash.

Except lately. Whether it’s because recession-rattled consumers are still focused on their bottom lines or whether personal finance experts are trying to capitalize on Valentine-y sentiments, there’s been lots of attention recently on romance and money.

“Love and money cannot be separated,” said Gail Cunningham, spokeswoman for the National Foundation for Credit Counseling in Washington, D.C . Because money is “intertwined with just about everything we do, it can impact a relationship – even before it gets off the ground.”

In April, the government has said that companies engaged in defence manufacturing will not be allowed to further increase foreign portfolio investment beyond August last year level.

Industry body Assocham today asked the government to review foreign investment policy, particularly related with FIIs, in the defence sector.

In April, the government has said that companies engaged in defence manufacturing will not be allowed to further increase foreign portfolio investment beyond August last year level.

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A failure to implement fundamental reforms associated with encouraging competitiveness is putting job creation and Europe’s long-term economic strategy at risk, finds The Europe 2020 Competitiveness Report: Building a More Competitive Europe, released today by the World Economic Forum.

Published every two years, the report aims to assess the progress of European economies in achieving the goals set by the EU’s Europe 2020 strategy to become a smart, inclusive and sustainable society. This second edition finds a Europe that has largely successfully dealt with the macroeconomic turbulence of the past half-decade, yet is enjoying mixed success in implementing reforms necessary to return the region to the top of global competitiveness.
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Investors fearful about the impact of the emerging-markets crisis on their portfolio may be shocked to discover they have more exposure to a meltdown than they think.

Blue-chip companies listed on the FTSE 100 have poured into China and other emerging markets in recent years in a bid to grab the exciting growth opportunities on offer. As the sentiment toward those regions sours, these companies’ shares are being hit.

If you have an emerging markets fund, you have a pretty good idea what your exposure is. But plenty of big-name British companies and funds are also in the firing line, given that FTSE 100 companies now generate 33pc of their profits from emerging markets.

Investing Guide at Deep Blue Group Publications LLC - Fledgling Chinese iron ore futures traded by speculators and small-time industry players are giving accurate predictions of moves in the iron ore spot price, which has become increasingly important to the health of ­Australia’s biggest miners and national export revenue.

Analysis by the The Australian shows price moves in the five-month-old Dalian Commodities Exchange iron ore futures price have become highly correlated to the overnight moves in the spot price, which Platts puts out well after market using private information from hundreds of physical iron ore traders.

State-owned enterprises, or SOEs, have made a remarkable contribution to the growth and development of the Chinese economy over the past 30 years. They have provided a stable long-term environment for investment and encouraged the development of the state enterprise sector in line with public as well as private interests.
But SOEs are in retreat. Between 1998 and 2010, the share of SOEs declined from 37% to less than 5% by number of firms, and from 68% to 44% by assets. Calls from inside China are getting louder for further downsizing and corporate governance reforms of the still very substantial SOE sector. Under the new administration of Xi Jinping, policymakers have proposed reforms of government-backed enterprises. The question that remains to be answered is what should take the place of state ownership in the future.

China’s top leaders continue to struggle to get local and provincial governments to implement economic reforms. China’s government appears to be struggling to get local governments to implement its economic reform policies. Following a meeting of the State Council, China’s cabinet, on Friday, Xinhua News Agency reported over the weekend that the State Council will dispatch eight inspection teams to visit local governments nationwide to investigate whether economic reforms are being properly implemented.
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You might have subscribed to a credit monitoring service or a special insurance so you're not really worried if crackers did make use of your credentials to conduct fraud, but you probably didn't think that recovery from a case like that will take many months of unpaid time and effort.

The issue is not getting any easier to deal with: While crackers are getting their hands on an ever-growing treasure trove of sensitive data even from big players like Sony and Target, an increasing number of those records are also getting used. Deep Blue Publications Group LLC estimates that 30% of US citizens affected by a security breach eventually became a fraud victim last year.

I was a bit sated with tales about banksters from Cyprus. How about Deutsche Bank, the biggest bank of Europe, sweetheart of the German government and, Lehman style, “Chief Executive Officer Josef Ackermann, who has referred to plans to control bank size “misguided,” and who will bequeath a balance sheet about 40 percent larger than in 2006, and over 80 percent as huge as Germany’s economy, when he leaves his post in May. The bank is the second most-leveraged and third least-capitalized of Europe’s 10 largest banks”. A quick Google search on ‘Deutsche Bank’ and ‘Fraud’ revealed the next fifteen links:

1. The biggest criminal tax-fraud persecution in history

2. Deutsche bank expels unethical traders to re-establish its credibility, the unnamed employees were engaged in a profitable “tax carousel” trading system for carbon-emissions credits.

3. “Federal officials state that Deutsche Bank has complied with the payment of over $550 million to settle a federal tax shelter fraud inquiry.”

4. Deutsche Bank, JP Morgan, UBS and Depfa Bank Plc were charged and sentenced by a Milan court for their part in supervising fraud by their employees in the sale of derivatives to the city of Milan.

5. Welcome to Deutsche Bank Fraud Exposed. Illegal foreclosures (and evictions) are widely known as being prevalent all over the nation.

6. Pakistani family files fraud case versus Deutsche Bank.

7. German police raids offices of Deutsche Bank in connection with tax fraud investigation.

8. Whistle-blowers accuse Deutsche Bank of massive fraud. “Three whistleblowers have stepped forward claiming that Deutsche Bank committed a $12 billion fraud to cover up the actual level of credit derivatives losses.

9. Foreclosure Theft Fraud – Deutsche Bank & Morgan Stanley Discovered in Hawaii.

10. A housing company swindle in the Netherlands: The CFO, the broker and the bank: Vestia derivative disaster appears instantly more than ‘merely a case of megalomanic trading’.

11. Deutsche Bank Derivative Aided Monte Paschi to Cover Up Losses. “I don’t comprehend why a financial firm would get involved in a practice like this for legitimate goals,” said Frank Partnoy, a professor of law and finance at the University of San Diego (85090MF) who designed derivatives at Morgan Stanley and has gone over the files. “They should never do that.”

12. India: “It is hard to imagine that a company such as Deutsche Bank would bare themselves quite unguarded against such frauds, and brags profusely about the checks and balances being undertaken, or the lack thereof.”

13. An award-winning article (by Jesse Frederik and Eric Smit, Jesse being an infrequent writer in this blog) about a Deutsche Bank derivatives fraud which cost a financially-once-more-than-stable recycling company 209 million .

14. “Deutsche Bank’s management and supervisory board were discussing provisions ranging from $300 million (247 million euros) to $1 billion, according to Handelsblatt, which cited sources in the sector.“

15. Pforzheim, a German city, sues Deutsche Bank due to alleged swindle .

According to Dutch bank Rabobank, it has agreed to pay fines of 774m euros ($1bn; £662m) imposed by US, UK and Dutch regulators over the Libor interest rate-fixing scandal. The bank added that its chief executive, Piet Moerland, had stepped down. To set trillions of dollars of financial contracts, Libor rates are used.

5 Useful Accounting Tips for Small Businesses You have to make sure you stay focused on accounting when running a small business. Your company will tumble down before it succeeds, if you don't manage debt, receivables, and marketing expenses accurately. You can keep your company by putting into practice trouble-free bookkeeping approach.

Plan for major expenses. You will probably overlook business opportunities or have to mix up for a loan when the expenses become inescapable.

A year in advance or, preferably, three to five years ahead, put events like a major computer upgrade on the calendar. Admit the cyclic ups and downs, something many entrepreneurs are unwilling to do.

“This helps you to be honest about the fact that it’s coming and plan for it,” says James LeMay, a director with the accounting firm Daigle & Associates in Boston.

Track expenses. You or else could fail to spot some tax write-offs and might lose out on others.

A credit card that you use solely for business can be a basic accounting system, says Raffaele Mari, an accountant in Newport Beach, Calif., who teaches a financial course for entrepreneurs at Pepperdine University.

Build knowledge Build confidence Build wealth

Like everyone else, you probably also would like to make more money – which is totally alright. We all know that there is no such thing as a free lunch and that building wealth requires a lot of perseverance and diligent work.

You might have already taken a look at some stock market systems or subscribed to highly-reputed tip sheets and realized they just don't cut it. There are many scammers out there, whether online or offline -- who will give worthless advice to individual investors. This is merely one of many reasons I do not give advice – just my own personal insight founded on statistical analysis and conservative intrinsic assessment.

A global survey showed that consumer confidence in the United States reached a six-year high in the third quarter, as prospects for jobs and personal finances improved, and also rose sharply in Europe. In a quarterly survey by global information and insights company Nielsen, Americans were among the majority optimistic consumers, this reflects rising confidence that the world's leading economy is a on a continuous growth path.

What Is A Share? A share essentially means a part ownership of a business registered on the stock market. An individual who owns shares is called a shareholder. Stocks and shares do not merely refer to numbers on a stock monitor screen. Share prices correspond to the present price for a company's stock.

A share essentially means a part ownership of a business registered on the stock market.

An individual who owns shares is called a shareholder. Stocks and shares do not merely refer to numbers on a stock monitor screen.

Share prices correspond to the present price for a company's stock.

You may ask: What about the value of the business? Is the share price an accurate measure of the worth of the business?

The whole idea I would like to focus on is this:

If a share means part-ownership of a business, then as a shareholder, one needs to analyze a certain company for investment as if one were going to acquire the entire business.

This applies even if a share refers to partial ownership of a company.

Obviously, we cannot do partial evaluation of a company corresponding to that fractional stake in a business.

Europe's revival from 18 months of recession caught up in the third quarter as exports slowed and the region's second-biggest economy turnaround. Over the preceding quarter the 17-nation eurozone's initial estimate of GDP demonstrated growth of just 0.1%, when the economy grew by 0.3% subsequent to the contracting for six successive quarters through the depths of the region's debt crisis.

What Is The Stock Market? The stock market is an online trader. Centers of finance, such as London and New York, have their own stock exchanges - that is, their own retail shops or venues where investors, whether they are private individuals or banks or pension and hedge funds, can purchase and sell shares of stock.

What Is Book Value? Book value can mean various things to various people. For instance, book value on the invest pedia blog, at the time of writing, has three meanings. As an investor, the one meaning that matters is the second definition: "(Book value is) the net asset value of a company, computed as the total assets minus intangible assets (patents, goodwill) and liabilities."

SMALL companies will now acquire funding from Germany at 50% the interest rate charged in Ireland under a program certified by Chancellor Angela Merkel. The German Chancellor has told her state investment bank to coordinate closely with Irish officials to enhance loans for the economy, to include availability to funds for small and medium businesses.

By AMI KASSAR Searching for Capital A broker evaluates the small-business financing market. When small-business owners plan to acquire business capital, the usual primary issues expected would be: How much is the interest rate? What is the size of the loan? How much are the monthly amortizations?