Week 37 2013 | Canadian Personal Finance News

An associate portfolio manager has compared his recent participation in an Ontario Securities Commission roundtable discussion on mutual fund fees to "sharing a platform sprinkled with members of the flat earth society." The notion John De Goey takes issue with is that new money should be automatically invested in funds that have recently beaten benchmarks, with no consideration of other factors including the cost of the investment.

What's the best way to get started with index investing? That's the question Justin Bender and I ask in our new white paper, The One-Fund Solution. In our opinion, if you're new to self-directed investing and you have a relatively small RRSP or TFSA, the place to begin is ING DIRECT's Streetwise Portfolios.

Paula Pant is all about deliberate choices in life, and her latest post about the four types of retirement is spot on.

Is there difference between a diversified portfolio and a collection of investments? That's an insightful question Chris Turnbull asks in his new book Your Portfolio is Broken: Who's to Blame and How to Fix It. Turnbull is a portfolio manager with The Index House, an Edmonton wealth management firm.

A recent wave of media articles have trumpeted the notion that nobody is ever going to be able to retire, or, alternatively, if people do retire, they're still going to have to work as WalMart greeters or burger flippers to be able to make ends meet. Not so.

Low fees, locked in retirement savings...it's worth taking a look at the Saskatchewan Pension Plan

Big Cajun man takes a run at replacing "penny wise, pound foolish" (too many words) with "stupid cheap". Pointless frugality gets you nowhere, folks.

Bank tellers can waive fees, know how much you make and love to gossip.

Paying for Your Child's Education As your child approaches their last few years of high school, the question of what comes after - and how your family will pay for it - is something that you'll all need to answer together.

In the Short Course On Investments, you will learn the basics of investing through simple everyday language. The course covers the same material as The Short Book On Investments. In Episode 1, I cover 2 important concepts that you should keep in mind when you view any investment - they...

From Jim Yih, the often-ignored and frequently surprising rules and restrictions that make up the withdrawal side of an RESP

Derek Foster is Canada's youngest retiree. After building a portfolio of high-quality dividend-paying stocks, he was able to leave the rat race at the age of 34. Today, Derek is the author of several bestselling books, including Stop Working, Here's How You Can!, Money for Nothing, and Your Stocks for Free, and The Idiot Millionaire.

Finance Minister Jim Flaherty is to make an announcement in Ottawa Monday. (Patrick Doyle/Canadian Press) Finance Minister Jim Flaherty is making an announcement in the Ottawa area Monday. CBCnews.ca will carry the announcement live at 10:30 a.m. ET. More to come

The point: scoff if you like, but we have a public pension system in Canada that will likely make up a good portion of your retirement income, and its existence should be factored into your plans.

Sandi Martin is my partner in crime curating this Canadian Personal Finance list - to find our more about Sandi and her Financial Blog - you can find her bio here - I'm Sandi Martin, and I'm the fee only financial planner behind Spring Personal Finance. I focus on "financial planning for regular people" because regular people who are most in need of professional help with setting and reaching financial goals are either ignored in favour of wealthier clients, or sold overpriced mutual funds by commissioned salespeople and then ignored.

Week 36 | Canadian Personal Finance News - In Case you missed what happened last week, here are all the posts from week 36 #CDNFinance

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