Living through an earthquake can be a scary experience. Once you check your family and pets to ensure everyone is in good shape, your next thoughts go to your property. It can be difficult to see the damage, so you may not even realize all of the things that could be wrong. As soon as the dust settles, you need to start getting things in order and call your insurance agent. Talk to them about any of the policies you have in place that may be affected, including your home and auto.
Homeowners insurance doesn’t typically cover earthquakes. So as a California homeowner, you should carry earthquake insurance if your property is to be fully protected. On average, in California, earthquake insurance costs $3.54 for every $1,000 of insurance coverage. In general, premiums can be as high as $15 or as low as 10 cents for every $1,000 of coverage, depending on factors such as the policyholder’s probability of filing a claim and the insurance company. Read on to learn more.
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Jack Stone Insurance was founded in 1972 with these goals in mind: To provide the best insurance coverage options at the most competitive rates, & to base that coverage on each client’s individual.
