Ethika Insurance

The group health insurance policy covers medical expenses for the participants who are insured in the event in the event of sickness, illness or injury as long as they are insured to the maximum amount specified in the policy.

Once blacklisted, Insurers do not empanel or engage with such hospitals. Customers should consult their insurance companies before making a claim.

The Government of India has made vehicle insurance mandatory for every vehicle plying on public roads. Only the third-party cover has been made mandatory while driving the vehicle in public places. However, the own damage cover is optional.

Directors and Officers liability insurance is a liability insurance policy that provides liability coverage to the directors, officers and other key personnel working in an organisation towards any claims arising from their decisions and actions while employed with the organisation.

The Comprehensive Guide to Corporate Insurance Policies sheds light on the nuances of different insurance coverages tailored for businesses, ensuring your venture's stability and growth.

Employee engagement plays a crucial role in the success of any organization. It refers to employees' emotional commitment and dedication towards their work and the company.

The Indian Finance Budget 2023 has brought about significant changes poised to shape the landscape of various sectors in the country.

Commercial crime insurance policy is also known as Business Crime Insurance and is designed to cover the losses arising out of internal and external perils related to business such as fraud, forgery, theft, burglary etc.

Ethika is one of the Leading Insurance Broker Company. Expertise in providing complete end to end health management solutions tailored to all employee’s needs.

Explore the insurance types that disparities between life, health, and personal accident insurance to make informed choices for your financial protection. Learn the key distinctions and find the right coverage for your needs.

Irrespective of the claim amount, the insured has to settle their part before the insurance company makes the final payment. The co-payment could vary between 10% and 50% depending on the health insurance plan chosen by you and the insurer.

Personal health insurance was seen as a product that should be purchased at the time of illness, and people used to wait for a certain period of time before taking a personal health insurance policy.

Explore the pivotal significance of transparently declaring claims details in your motor insurance. Discover how this simple yet vital practice enhances your coverage, safeguards your assets, and ensures a smoother claims process. Stay informed, stay secure!

Life insurance trusts hold a life insurance policy within them and are designated to manage the policyholder’s life insurance policy.

Modifying your car can affect your insurance coverage and claim settlement. Learn how car modifications impact vehicle insurance claims to avoid surprises and protect your investment.

In today's complex healthcare landscape, choosing the right personal health insurance plan can feel like navigating a maze.

Fidelity insurance, also known as fidelity bond insurance and fidelity guarantee insurance, is a type of insurance designed to protect your business from the losses caused by your employees due to their acts such as dishonesty, theft or fraud.

Words like Claim settlement ratio and incurred claims ratio are frequently used in the health insurance industry.

The network Hospital is tied up with an insurance company to offer a cashless claim settlement facility to the insured members of a health insurance policy.