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Updated by Premier Risk on Feb 21, 2023
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A QUICK GUIDE TO MACHINERY BREAKDOWN INSURANCE

As the name implies, machinery breakdown insurance pays for the repair and replacement of machines as well as the financial losses incurred in case of a breakdown. Take note that equipment breakdown insurance only covers mechanical and electrical breakdowns, meaning it excludes software damage. Here’s some more information about machinery breakdown insurance in NYC.

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A Quick Guide to Machinery Breakdown Insurance - Premier Risk, LLC

Machinery breakdown insurance in NYC only covers mechanical and electrical breakdowns, meaning it excludes software damage. Here's some more information about machinery breakdown insurance in NYC.

All You Need to Know About a Homeowners Insurance Binder - Premier Risk, LLC

A homeowners insurance binder is a document that you’ll get from your insurance agent that proves that you’ve bought homeowners insurance. If you need a home insurance binder, contact us today.

What Are the Benefits of Being an Independent Insurance Agency? - Premier Risk, LLC

When you are in the market for insurance, you will either choose a captive agent or an independent agent. Captive agents work in an agency that offers policies from one carrier. An independent agent who works at an independent agency offers more options from a wider range of carriers. Both types of agents offer benefits in their own ways. There are several reasons why people choose to work with an independent agent over a captive agent.

How Inspections Impact Your Car Insurance Premiums - Premier Risk, LLC

In most cases, auto insurance companies work with inspection agencies to finalize insurance rates for drivers. The inspection services provide insurers with access to photos from a car inspection they performed. Insurance companies use photo inspections to assess the status of different vehicles and to adjust coverages or finalize claims.

15 Insurance Policies that Your Small Business Needs - Premier Risk, LLC

Protect your business from the liabilities and costs that come with accidents and other risks that your small business faces, here’s a look at fifteen of the most important insurance plan.

Tips to Protect Your Company with Cyber Liability Insurance - Premier Risk, LLC

The digital landscape today faces more frequent cyber threats than ever, with ransomware attacks increasing by 105% in 2021. For financial protection in the event of a data breach, companies are increasingly investing in commercial cyber liability insurance. Read on to learn more about the benefits of insuring your small business against cyber incidents.

Best Ways to Protect Your Contracting Business and Employees - Premier Risk, LLC

If you choose to be an independent contractor, it will take a lot of hard work for you to establish yourself as a professional. One error might negate all of your hard work and endanger your company. As an independent contractor, you face many risks, some of which are solely related to the type of work you do. The fact that you work alone means that you are the one who will shoulder all of the risks and be responsible for any monetary damages.

Tips to Get the Right Commercial Auto Safety Policy - Premier Risk, LLC

Commercial truck safety is a major priority for businesses in the commercial trucking industry. With a few adjustments, you can protect your investment and drivers' safe on the road. Here are a few ways that you can enhance your commercial auto insurance policy.

Why Should You Must Have Renters Insurance - Premier Risk, LLC

Renters insurance is an affordable way to make sure you remain financially stable. Protecting your home and your family is just as important when you are renting as it is when you own a home.

How Can Ocean Marine Insurance Protect Your Business - Premier Risk, LLC

Does part of your business or personal experience involves shipping materials or goods overseas? Since it’s important to protect valuable assets during the shipping process, consider ocean marine insurance for items transported by sea. Here’s a deeper look at ocean marine insurance, who needs it, and what it covers.

The Truth Regarding Some Common Motorcycle Insurance Myths - Premier Risk, LLC

Motorcycling is a popular hobby. Many people enjoy riding motorcycles as a way to express their freedom and creativity. While exploring your passion, learning about the potential risks associated with operating a motorcycle is important.

Why Homeowners Insurance Is Required to Sell a Home in Long Island, NY - Premier Risk, LLC

You might be thinking about whether you need homeowners insurance when selling a home. The answer is yes, you need homeowners insurance for the home you are going to sell which will cover you until you sell it. However, the type of homeowners insurance you need will vary depending on your situation.

Should Companies Lease or Buy Their Fleet of Vehicles? - Premier Risk, LLC

Learn how to minimize risk & maximize profits as a business owner by understanding the pros & cons of leasing vs buying a fleet to make the best decision for your company.

Why Are Home Inspections So Important? - Premier Risk, LLC

Home inspections are used to learn the condition & identify potential problems of their home before they buy it. Checks are performed by licensed & certified contractors. . Learn more.