Premier Risk
Small and medium-sized enterprises account for more than 95% of all businesses in New York (NY). Similar to other businesses across the U.S., these businesses face myriad challenges, including, among others, inadequate funding, natural disasters, cyber threats, theft, lawsuits, third-party claims, and bodily injuries. This means that businesses operating in NY should carry the right business insurance coverage.
Businesses operating in NY should carry the right business insurance coverage. Here's a look at the types of coverages that are essential for your NY business.
Understand how life insurance works & protects your loved ones financially after a loss. Learn about the steps you should take to ensure a smooth process when someone passes away.
Uncover the key differences between commercial and personal auto insurance. Make a decision with in-depth information & choose the right coverage for you. Read more here
Discover the importance of life insurance for individuals with dependents or financial obligations. Explore the top 10 reasons to secure life insurance.
One common scenario where homeowners insurance covers a flooded basement is when the flooding results from a broken appliance, such as a washing machine or dishwasher.
Discover the hidden benefits of a commercial auto insurance policy for your business. Legal protection and more. Learn how it benefits you.
Term life insurance is vital for stay-at-home moms too. It ensures family stability by covering childcare and household expenses if they pass away.
Discover the benefits of long-term care annuities for a secure retirement. Ensure financial stability with customizable insurance contracts and comprehensive care coverage. Learn more here.
Explore the benefits of workers' comp for small businesses. Learn how to protect your business, comply with regulations, and ensure financial security in unexpected events.
Explore 5 instances where Cyber Liability Insurance proves to be a lifesaver. Don't let cyber threats jeopardize your business – stay protected and stay safe.
Discover cost-effective strategies for securing comprehensive homeowners insurance for older properties. Safeguard your vintage home without breaking the bank.
Auto insurance is crucial for responsible ownership, providing protection for accidents, theft, and unforeseen incidents. Verify insurance by checking the card, contacting the insurer, using online tools, collaborating with the owner, checking state databases, looking for stickers, requesting a Certificate of Insurance, verifying through the DMV, monitoring mail, and confirming coverage periods.
Owning a classic car isn't just about possessing automotive history; it's also about safeguarding a valuable asset. Classic car insurance, tailored for vintage and collector cars, ensures proper coverage. It features agreed value, usage restrictions, specialized repair coverage, storage considerations, and flexible mileage limits.
"Discover how condo insurance shields you from unexpected special assessments & navigate coverage complexities. Learn more in our blog!"
Learn if your homeowners insurance covers basement flooding - protect your property and belongings from costly damage.
Discover if your motorcycle insurance covers passengers. Ensure everyone's protected on your rides. Learn more now!
Discover key exclusions in Workers' Compensation insurance. Learn how to navigate coverage limitations for employee safety and financial security.
Discover how life insurance can enhance your retirement planning, offering more than just a death benefit. Unlock its potential for a secure, comfortable future.
Discover if you can share renters insurance with roommates and learn how to split bills and responsibilities smoothly. Save money and enjoy a vibrant living space!
Not-at-fault accidents can still impact your car insurance rates. Learn how these incidents affect your premium and what you can do to minimize the impact.
Discover answers to your top 6 flood insurance questions. Protect your dream home from hidden flood risks and ensure peace of mind.
In today’s complex business environment, mistakes can happen despite your best efforts. Whether it’s a missed deadline, an oversight, or a miscommunication, these errors can lead to costly legal disputes that threaten your business’s financial health and reputation. This is where Errors & Omissions (E&O) Insurance comes into play, providing crucial protection against the risks associated with professional mistakes and negligence.
The real estate industry is dynamic and fraught with potential pitfalls. Even the most experienced agents can make mistakes or face unforeseen challenges. This is where Errors and Omissions (E&O) insurance becomes indispensable. It provides a crucial safety net, protecting real estate agents from financial ruin due to professional negligence or errors. Let’s continue reading to understand its benefits.
Discover how telematics is revolutionizing truckers' insurance, optimizing rates, management, and safety for both insurers and drivers.
