Road accidents are one of the most unpleasant sites to see. It damages a lot of properties including the vehicles collided and other nearby belongings. The situation sounds disheartening from everyone’s perspective. Insurance covers make it less painful with the claim settlements. It only works if a person already has insurance of the vehicle. Insurance has become a necessity in today’s world. It is more needed now than ever with rise of the pandemic as it has devastated people’s life.