To solve all these problems in one go, the government launched a new scheme that is Pradhan Mantri Awas Yojna. It stands for “housing for all”. The Pradhan Mantri Awas Yojna Rural Home loan came into effect from 17.06.2015. It aims at constructing around 20 million houses across the nation by 31st March 2022. At Shubham, you can avail the benefits of having a house of your dreams.