Mindgate | Payment Solution Company

Mindgate will give a commercial center stage to Banks and different substances as an innovation specialist organization and help in onboarding different administrations to the stage. Front-end channels can be coordinated with the assistance of UI/UI less SDK, Rest API, Deep Integration, Redirection, and so forth.

Our (Integrated Payment Hub) IPH platform is designed to address this need of banks. The IPH abstracts the core banking system from bank acquiring and payment channels thereby eliminating the requirement to re-engineer the core system.

The platform allows banks to onboard all merchants on a single platform and defines the scheme enablement for merchants as well as dynamic routing with merchants settlement and payouts. It also provides for comprehensive merchant management.

With the advent of digital transactions, the customer's need for an option for having a wallet that can be used for quick and fast transactions has seen a spurt in demand for a wallet as a financial instrument.
The Prepaid platform helps banks bridge this need with the ability to engage even the unbanked customers to leverage the facility for financial transactions.

Mindgate’s Electronic Toll Collection system provides a powerful and robust solution for effective toll collection management and revenue collection. Our intelligent toll collection system is adept at monitoring multiple toll centers through electronic controls and video tracking. Mindgate’s Electronic Toll Collection system can be implemented for Electronic Toll Collection / ETC (IR, MW, RFID 18000 6 C) on Multi-Lane Free-Flow (MLFF) with various types of payments and RFID tags.

The H2H platform for corporates is a perfect offering that helps banks bridge the gap, by providing the ability for corporates the seamless ability to integrate financial and ERP's for payments and collections.

Increase the efficiency of your financial accounting with Mindgate's Reconciliation Platform which is designed specifically to simplify the reconciliation and settlement process. It automates the entire process from data collection and aggregation through matching and exception reporting, ensuring data accuracy It is an end-to-end solution that loads source files, matches transactions from multiple sources, manages exceptions, resolves conflicts, generates file reports, and uploads files to hosts and interchanges.

Our platform is built on open source technology framework and is optimized for high scale and volume.
The platform also integrates with government systems on the collection side to present bills/ invoices, tickets/challans for payments by citizens and corporates.
The platform enables us to open up their service offerings for all participants across channels with quick turnaround time and with reduced TCO.

e-Collects works as a comprehensive and/or modular value proposition for our clients to implement all or a combination of components to put in place the most effective payments collection and reconciliation solution.

Our solution helps in accelerated revenue collection and improved customer engagement while reducing regulatory risk and cost. Our solution also supports file interfaces for billers who do not have an online bill hosting facility.

IFRM (Inline Fraud & Risk Management Solution) is a ‘true’ Real-time, Fast-data, Cognitive Intelligence enabled solution which supports Bank in detecting ‘Usual v/s Un-usual’ Transaction of each Individual customer on each Individual Transacting Channel, to prevent Frauds, both External as well as Internal.

Mindgate’s Merchant Management Platform is a complete end to end solution for acquiring banks for managing their merchant related activities such as Merchant Onboarding, merchant servicing, and complete 360-degree reporting. Our platform provides a unique combination of payment, digital, and transactional expertise which enables a bank to provide its merchants a solution to increase their sales and enhance the customer experience.

We offer a powerful yet easily customizable Policy Engine that allows you to incorporate your own business promotions which allow your business to fine-tune and automate responses for transactions. Every payment business faces different opportunities with its customers; with us, you have the ability to tailor the solution to meet these varying and evolving business needs.

Mindgate’s UPI Solution helps in facilitating the new age real-time payments platform providing the ease of instant transfer, enabling the use of Virtual payments address (VPA) or QR codes – and coupled with a solid end to end security and data protection.

The UPI ecosystem provides for around the clock availability with the added feature of leveraging features like QR code and collect based transactions.