List Headline Image
Updated by IndiaLends on Sep 15, 2020
 REPORT
16 items   1 followers   0 votes   0 views

Cibil Score for Personal Loan

Know the minimum Cibil score required to get a Personal Loan. Learn how much CIBIL score is required for personal loans & why is it important.

Cibil Score for Personal Loan - IndiaLends.com

Know the minimum Cibil score required to get a Personal Loan. Learn how much CIBIL score is required for personal loans & why is it important. A CIBIL credit score for a personal loan is a 3-digit number ranging from 300 to 900 that speaks for the credit history of the customer.

Understanding Your Free Credit Report

It’s important to note that your free credit report provides a detailed history of your credit, but it does not provide you with your credit score. Information about how to report inaccurate or fraudulent information will be included in your credit report. Discover how to get your free credit report and what it all means for your financial future with help from IndiaLends.

Learn here how to make the best use of credit score

Lenders typically use your 3-digit credit score to help them decide if they'll approve you for a loan or credit card. The first step in maintaining a good credit score is to understand more about it. Check out how your credit score is used by lenders and credit card issuers, employers, and landlords. To know more about credit score uses and its significance in your financial life.

Best Personal Loan Interest Rate Online 2020

Personal Loan, a financial instrument to fulfill your short-term as well as long-term personal needs. Lenders consider many factors such as credit history, CIBIL score, income, repayment capacity, and category of the employer before giving personal loan approval or rather deciding the personal loan interest rates. Thus, Salaried individuals should keep in mind to compare lenders on numerous parameters to enjoy the best personal loan interest rates online in 2020.

Is debt consolidation the best debt solution for you?

There might be a situation when you are feeling a little overwhelmed with all the debt you are in. The common consumer is mostly having two forms of unsecured debts which are either credit cards or personal loans. So, to deal with such a scenario, two of the most popular ways to lower your rates are balance transfers and debt consolidation loans.

How to get a personal loan with a low CIBIL score?

A personal loan is an unsecured loan that you can avail of emergencies. Lenders who offer personal loans check your CIBIL score before lending. To understand how this works, you need to first know about CIBIL and its relation to the personal loan. A low CIBIL score might lower your chances to get a personal loan sanctioned but still, there are other options that could be explored in order to avail of a personal loan with a low CIBIL score.

Increasing CIBIL score with secured credit card

Secured credit cards are backed by fixed deposits in one’s bank account. The relative risk for such credit cards is lower. CIBIL score improvement takes time and some amount of financial commitment. Approvals are lost in the hassle of paperwork and become difficult for businesses to expand within the limitation of funds. Get your CIBIL Score for Credit Card. Check minimum CIBIL score required to get a Credit Card and Visit IndiaLends.com

Comprehensive beginner's guide to Gold Loan

India is the world’s second-biggest gold consumer, and Indians’ love to gather more gold has never diminished over the years. Gold loans are secured loans wherein your gold articles are pledged to get money for your financial needs and emergencies. Learn everything about gold loans before filing your application including its process, eligibility criteria, and documents required.

Gold Loans: The Best way to get fast cash

Gold loans are considered as one of the fastest ways to obtain instant funds. This makes the concept of gold loans quite popular among loan seekers. However, before availing such loans, one should be aware of several things such as gold loan rate per gram, gold loan interest rate, and eligibility to get gold loans easily. Here, you can check all these to get fast approval on gold loans.

All about your Credit Report and how to download it for Free

Your credit score plays a crucial role at the time of approving any form of credit. Lenders and creditors check your credit report and score to gauge your creditworthiness before finalizing their decision to lend or offer you a credit card. So, it becomes very important to keep a tab on your credit report and score. You can check here the process of how you can check and download your free credit report online.

What is the link between your CIBIL score and a credit card?

Self-credit assessment is a must to do if you want to avoid rejection of any form of credit application, be it is a loan application or credit card application. It can only be possible when you keep a check on your finances and do an analysis of credit activities frequently. Know here everything about the minimal CIBIL score required and how to improve your score to get a credit card application approved.

Tips to get the best personal loan interest rates

Getting a low-interest rate personal loan is as crucial as getting a good scheme from a financial institution. Here know about all the tips to get an attractive loan offer to meet your immediate financial requirements and also how to build up a good credit score.

CIBIL Score: Check Credit Score or CIBIL Score for Free

Your CIBIL Score is an evaluation of your credit history and determines your eligibility for a loan. A good credit score can help you get a loan at a relatively better rate of interest. Check your CIBIL score online for free within minutes at IndiaLends. Get your free credit report and know about your customized loans & card offers.

Why CIBIL Score is Important for a Personal Loan

A personal loan is an unsecured loan that does not require the customer to pledge any kind of collateral. The loan is sanctioned after scrutinizing the credit history of the customer. A CIBIL credit score for a personal loan is a 3-digit number ranging from 300 to 900 that speaks for the credit history of the customer. Read more to know about the ways to get a personal loan for a low CIBIL score.

How To Achieve A Good Credit Score

Achieving a good credit score is essential if you care about your overall financial health. It is not new news when we say that a good credit score can get you the best offers on personal loans and win you the best credit cards there are. The first step in improving your credit score is to be aware of what’s on your credit history.

Minimum CIBIL Score for Personal Loans

Your credit score holds great importance when it comes to applying for unsecured personal loans. It helps lenders to make a sound financial decision while approving your loan request. The higher your score is, the better are the chances of approval. Know here what minimum credit score you require while applying for a personal loan.

  • IndiaLends is a digital lending and borrowing marketplace. It offers different types of loans like personal loans, unsecured loans, installment loans and others where no guarantor is required. Our aim is to bring in innovative ideas and cutting edge technology to transform the Indian financial sector. Our basic motivation is to connect borrowers and lenders to form a network of financial marketing. We believe that loan origination and management can become much easier with an efficient and cheap lending process, which is what we've set out to do.

  • Tagged With

  • Tools