buy to let portfolio mortgage

Are you looking for Buy to let portfolio mortgage in the UK? With us get a personalised mortgage illustration without a credit check. Over 80+ Lenders. Call 0330 304 3040.

Mortgages For Flats Above Shops. Are you looking for Mortgage for a property & need a assistance? Call us on 0330 304 3040 and we would be happy to help you.

Finding the best lender for your commercial mortgage, whether for an investment or as an owner-occupier, can be a minefield for businesses. Revolution Finance Brokers are on hand to help you make the best decisions, and provide access to the ideal mortgage solutions on the market.

We offer range of mortgages for first time buyers. Work out the most suitable mortgage and let our experts guide you to get on the property ladder serenely. There are a number of schemes in place for First Time Buyers such as shared ownership schemes and help to buy. As RFB, are not sure if these are eligible to you will be happy to talk and explain the process to you if you decide to use the First Time Buyer scheme.

Are you looking for business expansion finance in the UK? With us get a personalised mortgage illustration without a credit check. Over 80+ Lenders. Call 0330 304 3040.

If you are having problem with bad credit and need a mortgage, then you are at right place. With us get a personalised mortgage illustration without a credit check. Over 80+ Lenders. Call 0330 304 3040. If you have had problems with your credit in the past, for example, you may have missed a credit card payment or you have a County Court Judgment against your name, you may have even been made bankrupt all these factors will have had an adverse effect on your credit.

Later life mortgages are a growing lending sector, as the UK population lives longer, and looks for more flexibility in mortgage lending past retirement. One interest-only borrowing option is a lifetime mortgage, usually available to applicants aged 55 or above. For more information about later life mortgages or interest-only lending, and all the considerations to bear in mind, contact Revolution on 0330 304 3040 or email us at info@revolutionbrokers.co.uk.

We provide affordable buy to let portfolio landlord mortgages packages best suited for everyone. For advice, give us a call on 0330 304 3040.

A commercial mortgage on an interest-only basis works just as for residential mortgages, with the monthly payments only accounting for the interest proportion of the debt. Your business will need to have a plan in place to repay the capital element of the loan at the end of the mortgage period. Mortgage lenders will need to know what the repayment vehicle is that you plan to use to repay the original loan amount; this can sometimes be before the end of the term, in stages throughout the mortgage term, or at the end.

Many UK residents working in the social care sector may find that variable patterns of work, and a changing income can have an impact on their mortgage options. Permanent contracts are less common, with a large proportion of the workforce employed by agencies, temporary placements, zero-hours contracts and short-term posts, with many professional self-employed. Such structures can make it difficult to find a competitive mortgage through a high street bank, and so we have created this guide to explain how social worker mortgages work, and where best to apply! For help finding the right mortgage for you, contact the Revolution Brokers team on 0330 304 3040 or drop us an email at info@revolutionbrokers.co.uk.

A new build property is an attractive option for a first-time buyer since the property is brand new and easier to maintain than an older home. With multiple support schemes to help new homeowners get onto the property ladder, there is a lot to consider when deciding which new build mortgage to apply for! Here, we'll run through how new-build mortgages work, what first-time buyer schemes are available, and all the information you need to know to find the right lending. With mass property shortages, the UK government has set targets for 300,000 properties to be built every year until around 2025. That means more new build properties, and more government support schemes to help new buyers afford such a home. New builds are also a great choice if you haven't owned a property before, and aren't familiar with upkeep and maintenance costs.

There are currently around 5.5 million British expats living overseas, and many choose to retain a UK property when relocating, as an investment asset or to generate rental income. Remortgaging a property as an expat can be complicated. Still, the Revolution Brokers team is on hand to help, with advice about remortgages for UK properties as an overseas expat, as well as remortgage a property you own abroad. There are, and remortgaging from abroad is more straightforward than arranging a new mortgage as your provider will already have your credit history, and the existing mortgage will have built up a credit score for new lenders to refer back to.

Running a business always includes an element of risk, and there are many insurances available to help businesses protect their future. Our brokers have experience in the best business protection policies available so contact us now to discuss the options available to you.
Business protection insurance covers many categories of insurance products. Each is designed to protect the longevity of your company and can insure against circumstances such as losing an important member of staff, or the illness or death of the business owner. This type of planning is essential to succession planning, particularly for small businesses that are often reliant on one owner.

Everybody knows what life insurance means, but choosing the right policy for you with the cover that best suits your family, can be a complex and time-consuming process let Revolution Finance Brokers explain and guide you through the different options.
Life insurance cover is an insurance policy that you pay regular premiums into, normally every month. Depending on your policy, this insurance will provide a lump sum payment to your family or named recipient, should you die. People choose a life insurance policy for several reasons, primarily as a guarantee that in the event of their death that their family and dependents will be well provided for.
This insurance is a type of financial protection, and will usually repay any long term lending, such as a mortgage, or may provide a lump sum payment for your recipients to spend or invest as they wish.

With so many borrowing options for businesses, commercial bridging loans are another potential solution to consider, when you are analysing mortgage choices. Revolution Brokers works with thousands of businesses and investors who have been unable to find the lending they need from mainstream providers, or who need independent advice before committing to a significant company investment. A bridging loan is a short-term form of lending, ideal when a fast transaction is essential. Business bridging mortgages are in effect still a short-term loan, usually refinanced by a mortgage as the exit strategy.

As an independent, whole-of-market broker, the Revolution team is proud to offer impartial, professional advice to businesses and investors looking for all kinds of lending and mortgages.
We leverage our expertise to recommend lending products that best suit your requirements, and commercial mortgages that fit with your property and borrowing needs. Being independent means that we can negotiate deals with any lender across the UK markets, without being tied into specific brands or niches that might not be the most competitive funding for your business.

As the population ages and the social care sector expands, the number of lenders offering specific mortgages for care homes continues to grow. One of the biggest positives is being able to demonstrate two or three years of experience, which shows a positive track record.
Where an investor wishes to purchase a care home, but won't be involved in the day to day running, lenders will usually request a breakdown of the qualifications and experiences of the management team, with accreditation or certification such as an NVQ 4 being a minimum.

Businesses often assume that because they have bad credit, it will be impossible to secure a commercial mortgage. The Revolution team also receives regular enquiries from companies who have been turned down for mortgage finance and hadn't realised that a minor credit issue was going to cause such a problem. Here we explain the ins and outs of bad credit commercial lending, and why working with an experienced broker is key to finding the mortgage lending you need.

Contrary to popular belief, yes you can - and the right lender all depends on whether the business itself has had issues, or whether the business owner or directors have experienced the adverse credit.
The commercial mortgage market is enormous, and multiple specialist lenders can offer lending on terms that are adapted to your circumstances.

A second charge mortgage is an additional mortgage, separate from your existing borrowing, but also secured against the same commercial property. Being 'second' means that, should the business fail, or default on the mortgage repayments, then the first mortgage provider would have the first claim to the proceeds of property repossession, with the second charge mortgage provider next in line.
Second charges are available on commercial mortgages, depending on what you want to borrow for, how much you need to borrow, and how closely the application meets the lender's criteria. We have explained below some of the factors to consider, and what other options are available.

Hotel mortgages are common in hospitality and tourism, and the Revolution team has helped hundreds of clients looking for commercial mortgage lending, either to invest in a hotel business or upgrade an existing property.
We are an independent, whole-of-market broker - with an experienced consultancy team who liaise directly with the most competitive hotel mortgage lenders in the UK.

Commercial mortgages are significantly different than residential; and there is a vast range of lenders operating in this niche of the market, from buy to lets between businesses, to investors with a portfolio of rental properties. A business buy to let mortgage is required for any investor purchasing a premise that they expect to rent to a business client.
The critical difference is that an investment property is being mortgaged to rent out to business clients, as opposed to residents. You can also find semi-commercial mortgages for properties with both a commercial and residential element - such as a shop with a residential flat above.

A special purpose vehicle (SPV) is a specific type of company set up by buy-to-let landlords. As we receive multiple queries about whether an SPV would be beneficial, we have summarised the primary considerations here! SPVs are most often used as a way to make your property investment business more tax-efficient, or for landlords who wish to separate their business from their personal finances.
An SPV is a type of limited company, and so is a separate legal entity from the individual investor. As such, this is an excellent way of separating any financial risk in your business from your own circumstances. Since it is a company, an SPV has its own assets and liabilities.
This has the benefit of allowing landlords to apply for a mortgage as a business, rather than as an individual. The financial separation means that if the business gets into financial difficulties, then the impact is restricted to the company and usually does not impact any other side of the business.

Payday loans are a common tool to help pay urgent debts or expenses while waiting for the month-end to arrive. Reasons range from covering an emergency, such as a car breakdown, to bringing forward cash from your paycheque to cover ongoing costs. However, payday loans usually carry very high rates of interest and can be detrimental to your credit report.
Mortgage lenders can, in some instances, turn down an application if you have ever used a payday loan - however, Revolution Brokers negotiate many mortgages for clients in this situation. Some high street mortgage providers will even reject applicants who have had a payday loan at the start of their six-year credit history.
Therefore it is essential to apply to the right lenders to avoid having an application rejected and potentially more marks showing on your credit report.

Many mortgage lenders will offer higher interest rates for applicants with bad credit - but you don't have to settle for uncompetitive costs. While the number of specialist mortgage lenders who will approve applications from homebuyers with bad credit is lower, you can still achieve great interest rates by using a broker such as Revolution Finance.
Here we look at typical mortgage interest rates, how bad credit scores impact your mortgage application, and what you can do to make your application more attractive. Every mortgage lender offers different rates, and these can change very quickly. The best way to get a great interest rate is to understand the criteria of the lender you're looking to apply to - including both their eligibility and affordability requirements.
Once you are assured that you meet the requirements, you can apply for a mortgage in confidence and be in a strong position to negotiate better terms.

Embarking on a self-build is an exciting challenge - but the financing can be a complicated process. If you haven't used construction financing before, we'd strongly recommend using an experienced broker to guide you through the application and ensure you only apply to the most relevant lenders.

In short, a construction loan is like a self-build mortgage, whereby you borrow money for the costs of the building project. In most cases, you don't need to start making repayments until the construction is complete. You will usually only pay interest on the funds you have drawn down so far.