with a lender and you are under contract on your dream home! You are handing the keys over to the mortgage company and keeping your fingers crossed that your loan will go through. Maybe, you aren’t worried in the slightest because you know that you have a stellar credit score, money in the bank, and everything seems to be going smoothly. On the other hand, that little voice inside your head is persistently egging at you, telling you the loan isn’t going to go through because of x, y, and/or z. Either way, we want to make sure you feel 100% confident when applying for a mortgage loan at any point in your life.