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Updated by FSBT Bank on Sep 08, 2022
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First State Bank of Bayport

Personal loans are loans in which you borrow a fixed amount of money from the lender and pay it back with interest in monthly installments over the life of the loan.

Why You Should Use Mobile Banking?

The innovations that take place in technology every single year, as well as the new ways of conducting business that has emerged, are soon becoming a crucial part of how organizations and businesses operate themselves across a wide range of industries. This not only helps the businesses to secure themselves on their financial front but also helps them stay on top of their respective competitive markets.

Best Minnesota Mortgage Lenders

 If you’re planning to buy a house in
Minnesota, your mortgage lenders start your search here. In this blog, we will
mention some of the best lenders that you can choose with 100% confidence.
Whether you’re dreaming of buying a condo or a 3 BHK apartment, these lenders
are a reliable place to start mortgage needs.

Did you know?

57% of people believe that buying a home is a good investment. And, 38% says buying a home is worth depending on various factors.

So which one are you and what do you think about buying a house for yourself?

3 Tips to Build Good Credit Score

Your credit score evaluates your creditworthiness. Generally, lenders use credit scores to evaluate the probability that an individual will repay his or her debts.

What Should You Do To Increase Your Odds of Qualifying for a SBA Loan? – Bayport Banks

A credit score is not the only single factor that lenders consider to approve your small business loans. They also pay closer attention to managing your finances, how you run your business, and how you’re planning to return the approved loan. Read this blog to know what makes you a better candidate and how you…

How to Retire Well in Minnesota?

When people think about their retirement, Minnesota probably is not the first place that comes to mind. However, North America has a lot to offer. If you believe this place is the perfect place for you to settle after retirement, here are a few things you should know to retire well in Minnesota:

How to Get a Small Business Loan – Bayport Banks

Banks in Stillwater give loans to assist businesses in meeting their financial requirements for succeeding. But, sometimes, the qualifications and requirements for getting small business loans in MN can throw you off track. There are tons of reasons to seek a loan from a bank, but identifying the stage of your business growth can give…

Ways to Maximize Cashback in 2021

The year 2020 impacted many travel plans, shopping, and even investment/financial activities in Stillwater bank and trust. After having an 'off' financial year, it's time to focus on getting some cashback in your pocket. Minnesota bank and trust highlight that a penny earned from a cashback card, in the end, becomes a penny saved for your financial future!

How Balance Transfers Can Hurt Your Credit Score?

If you are struggling with paying off high credit card balances, a balance transfer can help. But, if you do not handle it responsibly, it can negatively impact your credit score. Any Minnesota bank and trust can track credit-related factors to prepare your credit report.

Post-2020, the volatile markets, emergencies, and unexpected costs rise have altered the economies worldwide. On top of that, the changing customers’ behavior has forced many to acquire business loans in Stillwater. Getting a loan is more than just a commitment.

The ongoing coronavirus pandemic has disrupted all our lives. Mounting unemployment, shutdowns, and an uncertain economy have caused a lack of sleep for many individuals. But the bank and trust of Stillwater strive continuously to help people make smarter financial decisions. If you are feeling financial stress, the bank of Stillwater suggests some ways to manage it during these trying times.

How Does A Personal Loan Improve Your Credit Score?

When it comes to the personal loan, the core rule is -‘Use it responsibly.’ If you miss replaying, it can screw up your credit score. A credit score is a number that reflects your financial situation. It’s the basis on which the banks in Stillwater and Twin Cities give you a loan and fix the mortgage rate. Your credit score is also an indicator of how well you manage your finances.

How To Qualify For A Mortgage When You're Self Employed

If you are self-employed, it does not mean you cannot get a mortgage in Stillwater or Hudson. Whether you need to for paying the college tuition fees of your kids or buying your dream home, the bank in Stillwater MN, and Hudson WI, have only different requirements to lend you money.

6 Important Things About Credit Card Balance Transfers by First State Bank And Trust

The 0% initial interest rate on balance transfers is a common feature of many credit cards targeted at customers with good to excellent credit. This offer looks great on the surface, but people who ta...