Personal Loan @MYEAZYLOAN

Apply to different banks and get access to the best EMI for your Personal Loan. Easy and simple way to apply for Personal Loan!

Personal loan is unsecured loan and helps the borrowers meet their current financial needs. The borrower does not usually need to pledge any security or collateral while availing a personal loan and the Bank provides the flexibility to use the funds as per borrower’s need. Personal loan can serve as a quick financial solution for managing travel costs and expenses like medical emergency, home renovation, debt consolidation and others.

Apply to different banks and get access to the best EMI for your Personal Loan. Easy and simple way to apply for Personal Loan! Just click on https://www.myeazyloan.com/personalLoan

Personal loan can serve as a quick financial solution for managing travel costs and expenses like medical emergency, home renovation, debt consolidation and others.

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MYEAZYLOAN is a platform for everyone to access the Banking Services and Personal Loans from any Bank in India. We truly believe in Bringing Banks to Your Home.

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India has seen a paradigm shift from being a country of “Savings” to “Expending” populace. Our forefathers believed more on saving for future and less spending for the present whereas the today’s generation has catapulted into a contrarian view, i.e., send today, even if you have to take credit, and think later about the future when it comes. The world is undergoing a change and today’s millennials they want to leave in present and don’t want to compromise their present with any future benefits, seen and unseen.
Having said that it becomes pertinent for the current generation to, at least, inculcate a sense of financial discipline to ensure that the one does not get trapped into “debt trap” and has enough resources to manage its needs and responsibilities.
Personal Loans and Credit cards have become norms of the day and nobody is shying away from availing them even beyond his financial capability of repaying them. In my view there is no harm as long as ne has a control over the expenditure and payment cycle for these types of credit and also one can bring in lot of financial stability with little bit of discipline.
Here are some tips which can help a person to manage his finances well;
1. Personal Loan: Mostly the salaried people and self-employed will get the personal loans sanctioned by the Banks. One must ensure that before you take the loan find out which is the bank providing loan on lowest interest rate. This way you can save, cumulatively, a good amount of money. Never ever miss out on EMI. If for any reason you cannot pay the EMI then ensure to pay the Interest portion to make your loan active and also to manage a good CIBIL score. Whenever possible try to close the loan by going for “preclosure”.

1. Credit Card: The very first rule is that do not go for a credit card unless you need it badly for example you are a frequent traveller, need to manage your cash cycle etc. Once you have had the credit card the most important step is to read the terms and conditions carefully and memorize the credit period and payment cycle. Once you have it on your finger tip then by paying back the outstanding amount you can almost use the credit card for free. Remember there will be credit cycle and if you pay the outstanding within the that period then the Credit card company will not charge any interest on that. Never ever default on credit card payment as that will lower down your CIBIL score and your other loan application might suffer a risk of rejection due to low CIBIL or credit score.

2. Home Loan: Same as previous two topics ensure to pay the EMI within time and explore the bank which provides you the lowest rate of interest. Also, try to find out which bank allows you to go for part payment and preclosure. That can be a great help when you want to close the loan early to save on the total interest paid to the bank.
   Other aspect of Home loan is that you can take tax benefits of the housing loan. That will also help you in reducing the total liability in year as your tax outflow will be impacted.

3. Systematic Investment Plan (SIP): SIP is a great way to create wealth in long term by putting aside small amounts of money on regular basis. You can start with any amount and there is no limit. You can put, lets say, Rs. 100 monthly in a Recurring Deposit Account (RD) or put 500 monthly in Mutual Funds. SIP brings in a beautiful sense of financial discipline and also helps in growing your wealth.

4. CIBIL Score: This has become a ‘Financial Character Certificate” for any borrower or applicant. You must be very careful with your CREDIT Score and never ever should meddle with it. How can you maintain a good credit score? One by ensuring that you pay all your dues within time and secondly you don’t keep checking your CIBIL score. Unfortunately, many are not aware but frequent checking of CIBIL score lowers down the score so, we must be careful on that.

Having said that it becomes pertinent for the current generation to, at least, inculcate a sense of financial discipline to ensure that the one does not get trapped into “debt trap” and has enough resources to manage its needs and responsibilities.

Get Best Personal Loans with Lowest Interest rates and Minimum Processing Fee. Apply online for Personal Loan in easy & simple 3 steps way at MyEazyLoan.

While applying for a personal loan what's of utmost importance is the interest rate which is the only vital aspect determining whether one’s personal loan would be approved or not.

Comparing personal loans is one of the crucial steps at the time of applying for one ensuring that the applicant gets the best possible deal available. However, for the vast majority of borrowers; the first time loan applicants, in particular, weighing options may appear to be a problematic task. The purpose of this blog is to create awareness in regards to the process of comparing personal loans.

A personal loan prepayment plan is extremely vital. Armed with a plan, one can save comfortably according to one’s finances and prepay one’s personal loan.

The vast majority of people during their lifetime avail some sort of loan. Regardless of the tenure of the loan; whether short term or long term what's important is being smart and ensuring one is aware of all the nitty-gritty.

Asset-Liability Management Structure involves management of Assets and Liabilities. The financial management structure consists of managing balance sheet on the one side and income and expenditure on the other.

Banking Codes and Standards Board of India (BCSBI) which was registered on 18.2.2006 in Mumbai as a society under the Societies Registration Act sets out the right commitments and standards to be followed by the Banks.

Personal loans are usually instantly approved and disbursed within a day! One can borrow several lakhs without any collateral pledged.

Avail Personal Loans with Instant approval Online - *MyEazyLoan *offers best personal loans in Kolkata at low interest rates to fulfill all your financial needs.

A personal loan is an absolutely unsecured loan and therefore there is no collateral or security as backing. People often avail of personal loans from either banks or non-banking financial companies (NBFCs).

Comparing personal loans is among the crucial steps while one submits one’s application for personal finance ensuring that one is able to avail the most lucrative and feasible deal available.

Personal loans are usually hasslefree and therefore much sought after. If one is in a financial pickle, one can count on a personal loan on-demand for financial relief.

A personal loan is essentially a loan that banks, financial institutes, and credit unions provide to individuals for fulfilling their comprehensive personal expenditures including wedding, medical, business expansion, foreign vacation, debt consolidation and so on.

The one thing that a borrower may be able to reduce is their personal loan interest rate and rightly so. A reduction in the interest rate would result in a lower cost of the loan to the borrower.