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Updated by Don Donati on Dec 14, 2018
Headline for Tips for Supplemental Security Income (SSI)
Don Donati Don Donati
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Tips for Supplemental Security Income (SSI)

Advice on applying for SSI as explained by the Social Security Disability lawyers at Donati Law, PLLC in Memphis, Tennessee.




Your income isn't the only one that matters. The income of your spouse will also be taken into consideration when you apply for SSI. Exceptions may apply if you and your spouse are separated, but it is your responsibility to inform the Social Security Administration of this.


Free Room & Board

The Social Security Administration will automatically reduce your check by 1/3 for any months that you live with a friend or relative rent-free, which is seen as a form of support.



The SSA will exempt one (1) car from consideration as a resource. The value of any additional vehicles can be counted as resources.


Life Insurance

Your life insurance policy, including any cash or surrender value over a set amount, may be considered an asset by the SSA.


Bank Statements

If you have access to a friend or family member's bank account(s), the SSA will consider those funds as assets even if you do not contribute income to the account(s).