CHM analytics
Portfolio Monitoring through CRIF's Portfolio Review and alerts services enable you to retain your best customers and focus on collections across consumer credit bureau, commercial credit bureau and microfinance credit bureau
As excited as every pregnant and expecting moms would be, pregnancy also comes with various other strange and awkward issues. It brings about so many changes in your shape and size that you turn into a metamorphosed species for those nine grueling yet wondrous months. As your delivery date comes close, your body starts assuming…
Acquire better customers and lend reliably through an informed decisions using data and score. Our solutions assist you in assessing and qualifying right customers, and manage your credit risk better
CRIF’s customer management solutions help you enhance customer retention by engaging with your best customers and minimize risk by identifying customers who might become delinquent.
Protect your business against credit risk in international trade, prevent business disruption and compliance requirements. CRIF Business Information Reports lets you perform in-depth due diligence by looking at the key issues of the business including financial risks, legal issues, Operational risk and supplier and buyer relationships.
Credit score is values that are ascertained after analyzing an individual’s credit files and are used to determine whether a person is creditworthy or not. Banks are quick to deny loans if credit scores do not meet their prescribed limits.
When you apply for a loan, the lender has the authority to pull out your credit report to check your loan eligibility.
AI also enables banks to manage huge volumes of data at record speed to derive valuable insights from it. Features such as AI bots, digital payment advisers and other anti-fraud solutions lead to a higher quality of services to a wider customer base.
CRIF portfolio monitoring, skip-tracing and alerts services help you manage collections more efficiently and trace customers better. These are available across consumer credit bureau, commercial credit bureau and MFI credit bureau
Receive market insight and industry insights for your company through CRIF credit bureau. Plan your business strategies more objectively and effectively with Prismatic, CRIF high mark location Insights Solution.
CRIF antifraud solutions help detect & investigate identity fraud & application fraud leveraging a variety of data sources. CRIF IDenCheck supports lenders with PAN verification, voter id verification etc.
Get your FREE Credit Score at CRIF High Mark, one of the leading credit information companies providing credit scores and credit report India. CRIF credit report support millions of lending decisions every month.
If you’ve spotted an error on your credit report, you should take immediate steps to correct the inaccuracy. An error on your credit report could lead to lower credit score and impact your ability to open a new credit account or get a loan. Here are steps you can take to ask the credit bureaus to remove incorrect black marks from your credit.
According to a report from the credit bureau CRIF High Mark, 65% of the 4.27 crore credit card borrowers (as of September 2019) in India entered the credit ecosystem with a credit card and then graduated to other loans. The remaining 35% or 1.51 crore users already had a credit footprint.
The initiative to boost credit of 2 lakh crore to increase coverage of 2.5 lakh farmers under KCC will surely increase the credit umbrella and help increase their liquidity issue given the acute cash crunch during covid situation," PwC India's Ajay Kakra said. "It's encouraging to see additional liquidity support to farmers in distressing times," CEEW's Senior Programme Lead Abhishek Jain said.
However, Wilfred Sigler of CRIF HighMark, the country's first microfinance-focused credit bureau, said the support to the farmers by way of Rs 2 lakh crore of concessional credit through Kisan credit cards will empower and boost rural economy.
According to a report by credit bureau CRIF High Mark, “Volume delinquency 30+ (30-day) or private banks improved by two basis points over the previous year while volume delinquency 90+ improved by seven basis points as of Dec 2019. Volume delinquency 30+ for other card financiers remained high, increasing by 14 bps Y-o-Y in Dec 2019, while volume delinquency 90+ remained stable but above 1 per cent in Dec 2019”.
Lending institutions are adopting end to end digital platforms to acquire customers. These platforms have two components, Workflow (catering to processes and information capture) and Business Rules Engine (to automate credit decision).
As soon as you suspect that you’ve been a victim of identity fraud, take these steps immediately to clear your name and your credit.
Even though a personal loan is the go-to, there is a lot to be considered.
COVID-19 came as an unplanned thunder that led to many difficult situations. Make sure you have managed your credit profile well.
As COVID-19 continues to alter our lives, Sherlock by CRIF helps tackle the emerging threats of identity fraud in the lending sector.
It is always a good practice to perform a regular credit score check to keep a track of your financial standing in the credit market and the expectations you can set while opting for a loan. Let us look at ways to manage your student loan payments.
Learn 6 simple tricks of improving your credit score and become eligible for personal loans and credit cards in no time. #mycreditscore #creditscorecheck #cr...
Learn how you can reduce fraud losses, like identity fraud and application fraud, on your acquired portfolios and leverage the power of data to optimize your process.
Find out why your credit score experiences swings and how you can be well-informed about it.
