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A lifetime mortgage is usually taken by the person looking for the equity release. Such people don’t have to make repayments till death and the interest is rolled up and is paid when the person dies. In case of some lifetime mortgages, a person gets the option to pay the entire or some amount of the interest, and some other allows a person to pay off the interest along with the capital. However, the terms and conditions of lifetime mortgages vary for various lenders.
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