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Updated by goldenpointfinance18 on Dec 06, 2019
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GoldenPoint Finance

Should You Rent or Buy a Home?

When you are in an area that has many expensive homes, then it may be a wiser decision to rent. This is because of the mortgage in San Jose California.

Should You Buy or Rent Your Home?

When you buy your own home, you build equity as long as you pay your mortgage in San Jose California.

Mortgage | San Jose California | GoldenPoint Finance

GoldenPoint Finance, a Mortgage Broker in California, was established in May 2007. Located in the Bay Area, we are an agency licensed to originate loans in all of California.

Mortgage Loans | Loan Programs | San Jose, California

From residential to commercial loans, we at GoldenPoint Finance can help you provide your financial needs. Talk to us today!

Smart Tips to Improve Your Credit Score

For one, it gives banks and lending offices an idea about your borrowing history and whether you keep a habit of paying your dues on time.

Mortgage | Mortgage Broker | GoldenPoint Finance

GoldenPoint Finance’s mission is to find and place you into a loan program that is most suitable for your financial plan. We are committed to customer satisfaction. We make getting mortgage loans fast, easy, convenient, and most of all, hassle free. Our company shares a passion of providing legendary service to our customers. We treat every customer with the utmost professionalism, courtesy, and respect.

Renting Versus Buying a Home

When you are in the market for a new home, it is important to consider the different pros and cons of renting versus buying. Both options are great and can help save you money in particular situations. So before you consider getting a mortgage in San Jose, California here are a few things you need to know about renting and buying.

Tips for Improving Your Credit Score

Your credit score is a very important number that can dictate whether or not you are able to get a good mortgage or even find some exceptional loan programs. However, in order to get a good credit score, you need to build trust. The more trust banks and lenders have with you, the better your credit score is. This will make it easier for you to get the financial resources you need.

Mortgage Broker | Contact Us | San Jose, California

We work with more than 30 lenders with hundreds of different loan products. From Conventional loan to Alternative Docs, Soft-Money to Hard-Money Lending, Government loans like VA (Veterans) and FHA, we have plenty of options that you can choose from.

Here’s What You Need to Be Pre-approved for a Mortgage

There’s nothing wrong with attending open houses and shopping idly for a home. But if you’re serious about becoming a homeowner, you will need to start the process by consulting with a lender.

4 Things You Should Consider Before Getting a Mortgage

How much money do you have on hand? Making a down payment is part of the whole process of owning a home. Let GoldenPoint Finance guide you through the entire process so that you won’t find yourself spending more than you have to.

Setting a Budget for Your Mortgage

When you are in the market for a new home, it can be very easy to get carried away by the excitement of finding an amazing place that has all of the features you want. However, it is crucial that you keep yourself grounded and set a realistic budget. This budget should not be too low where you cannot find what you want but it also should not be too high, that it will give you trouble when it comes down to making payments. So, here are a few things to keep in mind when creating a budget for your mortgage.

Bad Spending Habits That Ruin Your Credit Score

A higher credit score sets a positive domino effect. It reassures lenders of your financial capability, enabling you to be preapproved for a mortgage loan.

5 Signs That You Are You Ready to Buy Your First Home

Everyone wants to have a place to call their own. However, jumping the gun might cause your finances to suffer. If you don’t want that to happen, then you should only consider buying a home when...

5 Types of Real Estate Deeds to Know About

Buying a home is not a walk in the park. There are factors to check before deciding on a real estate. Oftentimes, you need the help of a mortgage broker in San Jose California to close the deal easier. In other times, you need to research on your own.

Before You Get a Mortgage: 5 Things You Should Know

Are you considering purchasing your first home in the near future? If you are planning to get a mortgage to help pay for it, you need to brush up on your mortgage knowledge first.

Better Financial Health for Better Rates

You have already decided to get your own place. You have probably picked which one. Now, it’s time to finance that decision. You can take out Mortgage to help realize your goal.

Picking the Right Mortgage Broker

Choosing the right partner is as important as choosing your goal. There are many loan programs in California servicing different client needs. Finding the right provider for you can make or break your dream.

Buy or Rent: Essential Questions to Ask

At GoldenPoint Finance, we have seen many clients pursue their life dreams through our loan programs in California. One of these goals is owning a home. While this is predominantly an individual’s objective, it is still important to check if the person is ready for this purchase.