raychelramble
With a low density front page, comprehensive and easily noticeable search engine, advanced 2-step verification security system for its customers and a solid rating of 4.5 stars of the netbanking mobile application on google play, HDFC netbanking secures the top spot in Indian netbanking segment.
Login to HDFC Netbanking and access your HDFC credit card account to view all your account information quickly and easily. Manage your Credit Card transactions, pay your Credit Card bills and track your reward points, which you can redeem for some great offers.
Importance of HDFC netbanking. Know the offline and online modes of registration process with the help of mymoneykarma. Learn the benefits of HDFC online netbanking.
Are you facing any problems in understanding HDFC Credit card statements?? Don’t worry, mymoneykarma is having all the information that you need to know.
Zero minimum balance account: HDFC savings bank deposit account (BSBD) does not require a customer to maintain a minimum monthly average balance also.
Most of the Key banks like State Bank of India (SBI) and Punjab National Bank (PNB) offer the facility of opening this zero minimum balance account to their customers. Private sector lenders like HDFC Bank, ICICI Bank and Axis Bank also offer the facility of this account.
What is a BSBD account?
A basic savings bank deposit (BSBD) account does not require any minimum balance. This account that is generally meant for poor sections of society offers interest rates similar to normal savings bank accounts. A BSBD account does not require a customer to maintain a minimum monthly average balance also.
Given below are details and benefits of zero minimum balance account offered by HDFC Bank
Zero minimum balance account benefits under HDFC Bank
"Meet all your banking needs the easy way with this savings account and get a free debit card!" HDFC Bank said about BSBD accounts on its website, hdfcbank.com. Besides these, HDFC Bank customers can avail other features of BSBD accounts, such as bill payment options, statements and alerts. HDFC Bank also offers special features under BSBD account, such as the option of an international debit card and safe deposit locker.
Give below are Features of HDFC Bank BSBD or zero minimum balance account:
HDFC Bank offers free passbook facility for all individual account holders.
HDFC Bank BSBD account holders enjoy free cash and cheque deposits at branches and ATMs.
Customers can access their HDFC Bank BSBD account with their free Rupay Card.
Four free transactions are allowed per month including ATM/RTGS/NEFT/clearing/branch cash withdrawal/ transfer/internet debits/ standing instructions/EMI, etc. In case of more than four withdrawals in a month, the bank would convert the existing BSBD account into regular savings account and all rules and charges as per regular savings account would be applicable.
Free lifetime BillPay, free InstaQuery and free e-mail statements are also offered, said HDFC Bank.
What you will get free if you have HDFC Bank BSBD accounts
Cheque book, passbook issuance, balance enquiry, balance certificate, interest certificate, TDS certificate, account closure, activation of dormant account, cash deposits, phonebanking - IVR, Rupay card, BillPay, InstaAlerts, NEFT charges - Inward, NEFT charges-Outward (As per specified limit in withdrawals section), RTGS - Outward (As per specified limit in withdrawals section), RTGS - Inward, mobile banking, and netbanking are all free.
BSBD or zero minimum balance accounts Interest rates:
HDFC Offers Interest rates for BSBD account as well zero minimum balance accounts.
Your HDFC savings bank balance of Rs. 50 lakh and above then HDFC Bank gives you 4per cent interest rate on BSBD accounts or Zero minimum balance accounts.
If your HDFC savings banks balance below Rs. 50 lakh, HDFC Bank offers 3.50 per cent interest rate on BSBD accounts or Zero minimum balance accounts.
Login to HDFC Netbanking and access your HDFC credit card account to view all your account information quickly and easily. Manage your Credit Card transactions, pay your Credit Card bills and track your reward points, which you can redeem for some great offers
Login to HDFC Netbanking and access your HDFC account as well as HDFC credit card account online and view all your account information quickly and easily. More information on HDFC netbanking please refer this page https://www.mymoneykarma.com/hdfc-net-banking.html
Login to HDFC Netbanking and access your HDFC credit card account to view all your account information quickly and easily. Manage your Credit Card transactions, pay your Credit Card bills and track your reward points, which you can redeem for some great offers. More information on HDFC credit card login please refer this page https://www.mymoneykarma.com/hdfc-bank/hdfc-credit-card-login.html
