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Updated by Apoorv Joshi on Nov 16, 2018
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List of Payment Gateway Services

Merchant Stronghold is based in Clearwater, Florida. We provide the best credit card processing services for all type and size of businesses.



Excellent Way to Carefully Handle your Credit Card Information

Excellent Way to Carefully Handle your Credit Card Information

Use of credit card for making online purchases is very common nowadays. But due to incidences, like data breaching; customers worry about how sensitive data (personal information of customer as well as credit card details) use by merchants. As a merchant, you need to open a merchant account to carry out transactions and if your payment processor accepts credit card payment, you as a business owner is contractually obligated to provide security to your customer’s sensitive information shared while completing transaction process, which is imprinted in the contract you signed. If you are using third-party software to manage customer’s information, it should be able to protect all the information of your customer.

*Five tips for proper handling the credit card information of your customer.
Keep your customer’s data safe with these useful tips.

Use Approved Software
When a merchant uses POS (Point of Sale) terminal, mobile running payment processor software or swipe machine to conduct transactions, as a merchant it is your duty to make sure that your hardware, as well as software, is PCI Compliant. There are many applications and card readers available that come with security loopholes. So, it is advisable to choose reputable hardware and software vendors who take full responsibility for the integrity of their product. For the long run and good reputation of your business make sure to use tested and approved solution.

Genuine Service Provider
You can avail services of a reputed service provider to install credit card processing software, manage credit card processing as well as credit card storage for your business. Service provider includes:

SaaS (Web-based software)
IVR phone services

It might also include companies to which the merchant outsources payment-processing functions. Through extensive testing of these service providers, you can make sure that they are trustworthy. Qualified Security Assessor (QSA) who performs a comprehensive audit of policies, procedures and the system of the service providers does this type of testing. You can only use PCI DSS Validated service provider as a part of a contract signed.

Storage of Sensitive Information
Encrypted Electronic Storage
Phone Recording

By simply following these five steps, you can meet your contractual requirements to protect credit card account information. Also, the merchant can be PCI compliant. It will also help merchant in gaining customer’s confidence and loyalty, which will help in increasing the revenue.


Mobile Payments can help Transportation Services Providers

Mobile Payments can help Transportation Services Providers

In this modern era, where technology has boomed, it has hit many sectors and one of them is transportation. No more standing in long queues, no more waiting; mobile payment has made the task easier for transportation service provider as well as the customers. Mobile ticketing and mobile payments have become a vital part of modernized transportation. It has not only strengthened this specific sector but has also linked local and regional economy. With just a mobile device in your hand, you can pay for transportation services by using any virtual payment method (according to your preference).

Especially if you are traveling to big cities, local commute (taxi or car) is the option most of us would like to opt for. Your taxi driver may only accept cash payment which may cause you trouble like no cash, shortage of change, security issues etc. So it is better to use cashless payment methods, especially if you are related to the transportation industry.


Mobile payment has many advantages over tradition method of payment i.e. cash payment. When you are in the transportation industry, there is a lot of cash flow on daily basis, which most of the time is with the drivers as they are on road, providing services. It is not possible for the drivers to come back to the main station to deposit cash after every trip. So he has to carry cash along with him all day long until he is off duty. Due to which they become a target and may end up in unfortunate incidences (robbery). It is best to use mobile payment method for security purposes, better services, and greater revenue. Let us discuss few of the advantages of mobile payment in detail:


It is very common for a customer to not have the exact amount or a change with him, resulting in wastage of time in arranging the difference for the customer. When you accept the payment through mobile, it merely takes 20-30 seconds to swap the card and get customer’s signature. This will increase the effectiveness of transportation service and time saved can be utilized in serving the next customer, resulting in greater revenue. More information for visit website –


Offshore Merchant Accounts is Crucial to your Business

Offshore Merchant Accounts is Crucial to your Business

Offshore Account - The term ‘offshore’ is basically used to describe banks from countries other than home country or foreign lands. An offshore account is like any other merchant account opened in any country other than merchant’s home country. The main benefits of an offshore account are the security and the option of accepting major currencies. It also helps the merchant in increasing revenue due to tax relaxation, provides greater privacy to merchants and helps in gaining more customers (major currency acceptance).

Why is it Popular Among Merchants?

E-commerce and offshore accounts are highly linked as merchants, irrespective of their industry types. It aims at attracting a majority of customers and look for maximizing sale to earn good profit. To achieve this, the merchant needs to have a merchant account that accepts the majority of credit cards. But it is not that easy to open a merchant account, as it includes many requirements and lengthy procedures, which is not the case with an offshore merchant account. Most of the businesses like to maintain an offshore account as it provides many financial and legal advantages to its client.

Why Offshore Merchant Account?

Most of the merchants choose offshore accounts over merchant accounts for various reasons. Few of them are below:

  • Hassle free procedure
  • Low taxes/ tax relaxation
  • Low initial costs
  • International Reach
  • Different currencies
  • Major credit card acceptance ** Offshore Accounts so Popular?**

No matter how small or big business you own, any merchant can get an offshore account. Especially, merchants who are planning to set up an online business, irrespective of their size, prefer offshore account over merchant account due to low initial cost.
Every merchant running an online business wants to hit the international market at a certain point of growth. Offshore merchant account makes the acceptance of various currencies as well as credit cards much easier. Although, merchants who are dealing with local customers with the prime objective of capturing domestic market don’t get enough benefits from offshore merchant account as compared to the merchant targeting the global market. Get more information visit website-


Merchant Category Code 7230 for Beauty, Barber Businesses


Aѕ a ѕаlоn owner, уоu wаnt tо mаkе ѕurе you kеер your сliеntѕ соming bасk for nеw ѕеrviсеѕ. Whilе repeat customers аrе what you look fоr, you also wаnt tо rеtаin nеw сliеntѕ with a ѕаlоn experience thаt’ѕ truthfullу out of thе оrdinаrу. A ѕаlоn POS system helps уоu do еxасtlу thаt.Thеrе аrе оvеr 92,214 salons еѕtаbliѕhеd in the U.S аlоnе. In 2013, thе nail ѕаlоn induѕtrу grеw tо $7.47 billion, which is a phenomenal numbеr. Thе salon industry has undеrgоnе ѕubѕtаntiаl grоwth in thе lаѕt dесаdе аnd as a ѕаlоn owner уоu wаnt to dо your part tо stand оut аmоng уоur соmреtitоrѕ. Hеrе аrе ѕоmе gооd rеаѕоnѕ whу уоur salon needs to hаvе a reliable POS ѕуѕtеm with the latest technology.


Having thе latest POS tесhnоlоgу for your ѕаlоn will hеlр mаnаgе уоur timе and inсrеаѕе thе еffiсiеnсу оf simple tаѕkѕ ѕuсh аѕ аdjuѕting appointments or mаnаging customers. You nееd tо ensure that уоu have fаѕt, salon-specific аutоmаtеd tools to аllоw уоu to handle tаѕkѕ only knоwn tо ѕаlоn owners. Apart frоm purchasing juѕt a роint of ѕаlе ѕоlutiоn that оnlу аllоwѕ you tо accept payments more еаѕilу, a trulу innоvаtivе ѕаlоn POS ѕуѕtеm will аlѕо help you tо bооk appointments еаѕiеr, trасk thеm along thе way аnd virtuаllу hаndlе еvеrу аѕресt оf уоur buѕinеѕѕ.

Furthеrmоrе, to imрrоvе time mаnаgеmеnt аnd inсrеаѕе рrоduсtivitу, you nееd a system thаt’ѕ easy tо lеаrn and intuitive bу nаturе. The nеwеѕt salon POS ѕуѕtеmѕ рrоvidе just thаt; рluѕ, this will аllоw уоu to easily trаin new ѕtаff mеmbеrѕ.


Cuѕtоmеrѕ does nоt wаnt tо walk into an unоrgаnizеd ѕрасе оr fееl аѕ if аn оwnеr dоеѕn’t саrе аbоut their fасilitу оr сliеntѕ. Yоu needs tо hаvе a bright, mоdеrn, clean salon аnd аn аdvаnсеd ѕаlоn POS ѕуѕtеm with thе lаtеѕt management tools аt уоur disposal. Aѕ a оwnеr уоu need bе аblе tо hаndlе еvеrуthing frоm bооking аn appointment, managing ѕtаff, inventory соntrоl, to analyzing whаt ѕеrviсеѕ аrе the mоѕt рrоfitаblе аnd running rероrtѕ thаt keep уоu оn top of your buѕinеѕѕ.
Get more information visit website -


Best High Risk Merchant Account for Tech Support in USA

Best High Risk Merchant Account for Tech Support in USA

Tech Support Merchant Account Provider
For retail merchants, it is pretty easy to get a payment processor but it’s not the same with tech support businesses. This is due to high rate of chargeback risk involved. So when you are looking for a merchant account provider, you should always ask them certain questions before applying. These questions could go as follows:
Do you provide high-risk merchant account for tech support businesses?
What about remote tech support (if relevant)?
Does underwriting department approve of it?

At times salesperson will assure you that they do provide service to tech support business and after you complete the process of applying for it, and send it for approval to underwriting department; you might find out that your application is rejected because they do not support tech support business.

Can Merchant Stronghold help?
Merchant Stronghold has expertise in providing all-inclusive high risk credit card processing services to tech support merchants. To get the high-risk merchant account for your business, you have to fill the application form and provide us with all the information. We will respond you back through e-mail with the list of pricing and terms as per your requirements. Once your application is approved, you can start processing. To make the process easier for you, we can also set up your chargeback management tools and payment gateway.

Underwriter’s requirement
When you fill the application form for opening a high-risk merchant account for your tech support business, it is forwarded to underwriting department for approval. The underwriter’s role is to make sure that the business is good for the credit card processor to take on and it’s worth the risk. Underwriter looks for any type of loopholes in your application and the likelihood of the credit card processor facing the losses on the account. This can occur due to the high number of chargebacks that went unpaid. Also, unpaid billing or fines imposed either by the government or card brand or the sponsor bank. These reasons are good enough for declaring a merchant as fraudulent and rejecting the application for a high-risk merchant account.

The business or merchant that looks stable, legitimate and have sufficient amount in the bank account to cover chargeback are more likely to get for approvals. Better the reputation of your business, more are the chances of getting merchant account approval. So, if you are applying for a merchant account, make sure that your bills are not due and chargebacks are clear. If you maintain your account regularly, then also there are good chances of your application approval. Get more information visit website –


While Accepting Credit Card Important Things Must Know The Merchant

While Accepting Credit Card Important Things Must Know The Merchant

A Study to know

According to studies, business accepting credit card payment is likely to generate more revenue as compared to others. The main purpose of you being in the industry is to earn profit and credit card is a great mode of payment. So, it is better to get a reliable credit card processing before starting off.

There are many third-party service providers with payment solutions for credit card processing like PayPal, but it comes with shortcomings. But special measures must be taken to provide a secure environment to conduct transactions. Else customers will either drift away or will not come back for another sale, and this will increase abandonment rate and funds paid through check or direct deposit will take days to get transferred. Payment solutions like PayPal are good if merchant needs to handle low-volume sales. But if you are looking for growth, the merchant has to look for alternatives.

What do Business Owners need?

If you want to accept payments through credit card, the first thing that is must is Merchant Account. To carry out online transactions and validate credit card acceptance, a merchant account is mandatory. A merchant account is like any other bank account with a slight difference; it enables merchant/business to accept payment through various means like credit and debit cards. If the merchant has an online merchant account, so this will eliminate the need for credit card processing machine or terminals to accept payments.

Parties involved in merchant account set up process are:

  • The Retailer
  • Payment Processor
  • Merchant Bank

Three things that every merchant should be aware of when accepting credit card with an online merchant account are discussed below in detail:


A payment gateway is a merchant service provided by e-commerce provider responsible for carrying out transactions or direct payment processing for e-business or retailers. E-commerce transactions (online transactions) are authorized by this e-commerce service (payment gateway). E-commerce service provider can be:

  • Bank
  • Specialized financial service provider.

A payment gateway transfers the information between a payment portal and acquiring the bank, where payment portal can be any of the following:
Mobile phone
IVR machine (Interactive Voice Response)
You can more information for go to the site –


Friendly Fraud &Thieves Can Easily Use Information Of Your Credit Card

Friendly Fraud &Thieves Can Easily Use Information Of Your Credit Card

Understanding the Friendly Fraud

Card not present (CNP) credit and debit card transactions provide the perfect environment for what’s commonly referred to as friendly fraud.

A CNP transaction as a payment card transaction where the cardholder does not or cannot physically present the card for a merchant’s visual examination. At the time of order delivery and payment. Such as for mail-ordering transactions by mail or fax, or over the telephone or internet.

Therefore, friendly fraud occurs when a consumer makes an online shopping purchase with their own credit card and then requests a chargeback from the issuing bank after receiving the goods or services.

**Categories of Friendly Fraud


The deliberates falsification of facts by a consumer which is intended to deceive a merchant.

Reasons for intentional friendly fraud may have to do with buyer’s remorse. Perhaps the buyer has an impulse purchase for an amount that exceeds their comfort level or their financial circumstances. Suddenly changes take place. And, they wish they can get back money or maybe, their spouse doesn’t approve of the purchase.

Then, there are fraudsters who commit online shoplifting by buying merchandise online and then disputing the transaction after the merchandise reach home. In this way, they can enjoy the merchandise for free, just like shoplifters at brick-and-mortar stores.

Thieves Use Your Credit Card

It’s an open secret how easy it is that anyone, with just a few dollars, can buy valid and stolen credit card information on the internet... and law enforcement and banks are doing little to stop it, say security experts.

It’s estimated there were nearly 1,500 credit breaches in 2017.
Equifax admitted to having the credit information of 143 million people exposed to hackers and the theft of 209,000 credit card numbers.

Some of the stolen information winds up on 'carding' websites that sell everything needed to use the credit card online or the magnetic strip of information on a credit card.

One website operating with an IP address in Eastern Europe has been operating for at least four years in plain view of law enforcement, and the banks that underwrite the credit cards.

The site, which we will not name, has a sophisticated search engine that lets users find cards by type: Visa, Mastercard, American Express, Gold, Platinum and Chairman’s; by the issuing bank, debit or credit and possibly most important, ZIP code of the card’s owner.

Thieves know if a stolen credit card is used for moderate amounts in the same zip code as the card's owner, it’s less likely to be immediately flagged for fraud.
And many of the sites offer what’s called a checker. Once the stolen information is purchased, mostly like with a cryptocurrency like bitcoin, the buyer can run the information through a check to see if the card numbers are still valid.


No Need of your Signature on Purchasing Credit Card

No Need of your Signature on Purchasing Credit Card

Mastercard Inc. (NYSE: MA), Discover Financial Services (NYSE: DFS), American Express (NYSE: AXP), and Visa Inc. (NYSE: V) all announced that they would stop requiring credit card signatures by April of 2018. Some issuers are dropping the requirement for all purchases made in the U.S. or North America, while American Express is dropping the signature requirement worldwide.

New, improved methods for fighting fraud

With the advent of chip technology, machine learning, and improved data management, banks have fraud detection methods that are far more sophisticated, and faster, than a simple signature.

Have you ever received a fraud detection notice from your bank? Has your bank ever shut down your credit card because you forgot to tell them you were traveling out of state or abroad? If so, that's your card issuer's fraud detection system at work.

Banks have massive amounts of data stored on all cardholders. This information includes everything from where and how often you use your credit card to the kinds of purchases you typically make and what time of day you make them. This data forms a spending pattern that allows card issuers to detect and flag anomalies as potential fraud.

If this weren't enough, signatures have now been made completely obsolete by the advent of chip cards. The implementation of that EMV chip in your credit card, along with terminals that use chip readers instead of swipers, has caused a massive decrease in credit card fraud.

How to protect yourself from credit card fraud

You shouldn't just rely on improved technology to keep you protected, though. There are a number of ways you can prevent and fight credit card fraud.

Act quickly if your credit card is lost or stolen. Call your bank immediately and freeze your accounts, even if you think you may have simply misplaced it.
Check your credit card statements vigilantly. You can set up purchase alerts so that your bank notifies you of certain behaviors like a purchase made over a certain dollar amount.

Use a mobile wallet. Because phones now require biometric data to be unlocked, and mobile wallets encrypt your information, they're safer than carrying a physical credit and traditional online shopping.
Monitor your credit report regularly. Many credit cards now offer free credit monitoring. If you notice your score drop, pull a report and find out why, as it could be the result of fraudulent activity.


Mobile Wallets can Make Paying by Credit or Debit Card Seamless

Mobile Wallets can Make Paying by Credit or Debit Card Seamless

Tap your phone at checkout and you're on your way. But mobile wallets are just the beginning. Payment networks and manufacturers are building payment functions into more devices — expanding your options as well as freeing up your hands.
You could find yourself buying gas from the dashboard of your car, groceries from your refrigerator door or dinner by flashing a smile. And you won't even need your phone with you to make purchases on the go.


Payment options already available or on the horizon include:

• Wearables. Connected "smart" accessories such as watches, bands and rings travel lighter than a phone. To use, the wearer holds a wrist or hand up to a contactless payment terminal. Visa tested these devices at the 2016 Rio Olympics to demonstrate possibilities, says Mark Jamison, global head of innovation and design at Visa.

The market will determine, he says, if fashion designers want to "embed payments into a ring or any other device." One company privately testing similar tech is Token, whose smart ring — which performs a variety of functions, from opening doors to paying for purchases — has a waiting list.

In 2017, payment capabilities branched out from Apple and Android smartwatches to some Fitbit and Garmin fitness devices, meaning more people could leave their phone behind while working out.

By the end of this year, Visa expects merchants to have tap-to-pay capability at 50 percent of U.S. locations where face-to-face transactions take place.

• Virtual assistants. When voice payments are enabled on virtual assistants like Amazon Echo and Google Home, you can multitask and take care of "errands" in the moment with verbal commands.


Consider the number of mobile applications with saved payment information on your mobile device. In the future, you could free up some data and save a little battery life by using other connected devices:

• Cars. Visa and Mastercard are working with manufacturers to embed options in car models. Manufacturers are also testing ways to pay for gas, groceries, takeout, metered parking and other things from screens on vehicle dashboards.

"It's still early, but we are focused on bringing that to life this year, to have the ability for you, as the driver, to not just order from one type of merchant," says Stephane Wyper, senior vice president of new commerce partnerships and commercialization at Mastercard.


How to Dispose your old Credit Card?

How to Dispose your old Credit Card?

It’s the same with the length of your credit history, which comprises 15 percent of your score. The longer you’ve had a credit history, the better your score will be. So if your Gap card is from your college years, it’s wise to keep it open.

If you opened credit cards for certain purposes (like, say, an extra 20 percent off at the Gap), then you may have a few extra lying around that you’re wondering what to do with. You don’t use them—you’re more of Club Monaco girl now—but is closing them the smartest solution?
Not necessarily. For one, you could hurt your credit score, depending. That’s because your credit utilization and your credit history length will take a hit if you close a card.

Your credit utilization is how much of your credit limit you’re using, and it comprises 30 percent of your FICO score. Let’s say you have two credit cards: Your old Gap card, with a $500 limit, and a run-of-the-mill rewards card you use for most purchases, with a $3,000 limit. Your total credit limit is $3,500, but you should aim to use no more than 30 percent of that at a time, or $1,050 (and ideally you’ll top out at 10 percent credit usage). Keeping the Gap card open gives you a bit more wiggle room.

If you know you won’t be tempted to use them, and they don’t have an annual fee, then leave them open. If they do have a fee, try to negotiate. “Contact your credit card provider and see if they’ll waive the fee in exchange for keeping you read related credit card information on * *

One other idea: If you’re worried your bank or creditor may close the account due to inactivity, you can set up a recurring auto-payment on it (like your electricity bill) that you know will be paid off each month. We wrote about that here. Personally, I’m not sure I would worry too much about this and I would prefer the peace of mind of not using the cards at all, but it is an option.


Visa Issues in UK and Europe - Card Problems Payment System Go Down

Visa Issues in UK and Europe - Card Problems Payment System Go Down

The Visa payment system has crashed, leaving some people unable to buy things or complete transactions.

Even shoppers not using Visa have been unable to make purchases, because the network provides payment systems for a range of shops and financial institutions.

Customers have reported arriving at tills to have their cards declined. Retailers say they have been left unable to take payments in shops, bars and other outlets, forcing them to resort to only taking cash or not making sales at all.

The payments look to customers like they are being declined, in the same way as when a card has insufficient funds. But the issues are actually a consequence of the global network of payments run by Visa.

Visa users received messages telling them there is a "disruption of service", meaning payment providers are unable to receive or send money.
A range of different banks and other financial institutions use Visa's payment system, meaning that even transactions using non-Visa branded cards could be affected by the problem.

The issues have been described as intermittent, and some payments over the Visa network do still appear to be going through. Cash withdrawals do appear to be functioning.

A statement from Visa suggested that it didn't yet know the cause of the outage.

  • “Visa is currently experiencing a service disruption," it read.
  • "This incident is preventing some Visa transactions in Europe from being processed.
  • "We are investigating the cause and working as quickly as possible to resolve the situation.

Real Time MasterCard Account Updater Service Globally Launch By Adyen

Real Time MasterCard Account Updater Service Globally Launch By Adyen


Adyen the payments platform of choice for many of the world's leading companies, today announced its direct API integration with the Mastercard® Account Updater service. Qualified merchants processing with Adyen globally can now increase revenue from card-on-file payments by automatically updating Mastercard accounts in real time.

"The subscription economy is experiencing massive growth, with 100% increase year-over-year for the last five years1. Beyond digital services, Adyen is seeing a strong uptake in physical products like cosmetics, fashion and bicycles now offered as a subscription service. Payments are a critical touchpoint for ensuring uninterrupted service for customers and sustained revenue for merchants," said Roelant Prins, chief commercial officer at Adyen. "Adyen, together with Mastercard's Account Updater, is focused on making the highest number of payments succeed by automatically updating card data at the point of transaction, preventing involuntary card declines due to expired or replaced cards."

The direct API connection helps to prevent card declines due to account changes caused by expiration dates or new replacement card numbers, among other reasons. Microsoft and Twitter are among Adyen's merchants using the Mastercard Account Updater service.

Adyen's use of the Mastercard Account Updater API can be activated instantly with no merchant integration required. Adyen also provides merchants extensive live performance data including authorization rate impact by issuing bank and decline code.

"Today's consumers have their card information stored at multiple online stores and in the event the card gets replaced, it is an inconvenience to remember and update the card details at all the stores," said Johan Gerber, executive vice president of security and decision products at Mastercard. "As the first payments platform to use our Account Updater API, Adyen is giving merchants a powerful tool to provide a better, seamless consumer shopping experience by automatically updating the details."

Adyen is the payments platform of choice for many of the world's leading companies, providing a modern end-to-end infrastructure connecting directly to Visa, Mastercard, and consumers' globally preferred payment methods. Adyen delivers frictionless payments across online, mobile, and in-store channels. With offices across the world, Adyen serves customers including Facebook, Uber, Netflix, Spotify, Casper, Bonobos and L'Oreal.


Payment Gateway Market Focuses On Companies, Opportunities, Market Size & Forecast 2022

Payment Gateway Market Focuses On Companies, Opportunities, Market Size & Forecast 2022

The research report studies the Payment Gateways market on the basis of several criteria, including type, application, and geography to provide a better understanding to the readers. The overall supply chain of the market has been explained in detail, which includes statistical information and special emphasis on various upstream and downstream elements.
Get your queries resolved from an industry expert. You have any reasonable time, you can contact and ask - Payment Gateway Market Experts

The report also sheds light on the current trends related to the demand, supply, and sales of Payment Gateways, along with the recent developments in the field. The report includes tools such as Porter’s five force analysis and market attractiveness analysis. Through those tools, the report sheds light on the bargaining power of buyers, bargaining power of suppliers, threat of new entrants, threat of substitutes, degree of competition, and measure of the potential of each regional market.

*Scope of the Report:
This report focuses on the Payment Gateways in Global market, especially in North America, Europe and Asia-Pacific, South America, Middle East and Africa. This report categorizes the market based on manufacturers, regions, type and application.

A payment gateway is an e-commerce application that authorizes payments for e-businesses, online retailers, bricks and clicks, or traditional brick and mortar businesses. It transmits Transaction information to Acquiring Banks and responses from Issuing Banks (such as whether a transaction is approved or declined). In other words, the transaction flows through the payment gateway, to the payments ecosystem, and should it be approved, will eventually make its way into the merchant account.

*Market Segment by Regions, regional analysis covers

North America (USA, Canada and Mexico)
Europe (Germany, France, UK, Russia and Italy)
Asia-Pacific (China, Japan, Korea, India and Southeast Asia)
South America (Brazil, Argentina, Columbia etc.)
Middle East and Africa (Saudi Arabia, UAE, Egypt, Nigeria and South Africa)

*Market Segment by Manufacturers, this report covers

PayPal Stripe Amazon Payments WorldPay Adyen CCBill 2Checkout First Data SecurePay PayU MOLPay Paymill GMO Alipay Tenpay Ping++

*Market Segment by Type, covers
Online Mode
Offline Mode


Accepting Online Payment Gateway Considerations

Accepting Online Payment Gateway Considerations

Thinking of accepting payments online? Great idea. Online shopping is a booming industry across the globe, and U.S.
To get started, you’ll need to select a payments-gateway provider to integrate with your current payment system, build your online shopping cart and process your customers’ online payments similarly to how payments are processed in-store.

But with so many payments gateway providers to choose from, finding the one for your business can be overwhelming and confusing.

Here are the top nine things you should consider before making a selection:

1. Your Customers' Experience

It’s common knowledge within the payments industry that offering your customers more ways to pay creates a better customer experience. Great customer experiences lead to repeat customers, which often leads to referred business. Adding an online element is a great step towards creating a positive experience in your customers’ minds.

2. Technology and Functionality

Speaking of customer experience, you want to make sure your gateway provider can support the types of functionality (e.g., reporting, emailed receipts) that best suit your business and appeal to your customers. Easy integration is key. Your gateway provider should offer the flexibility that allows you to do business today AND as your business grows in the future. Look for a provider that is constantly developing new ways to elevate user experience and ease of use.

3. Your Business Location and Incorporation

Where your business is located and where your provider is located can make a difference in how you incorporate your business, which is what most gateway providers will ask of you. This means there are a different set of incorporation rules for an U.S. business seeking processing service from a gateway provider in the U.K., and vice versa. It’s important to know those details ahead of time to get you accepting online payments quicker.

4. Your Business Model, Products and Services

The type of business you have is just as important as the type of gateway provider you choose. Some payments processors don’t support businesses and services that are considered “high risk.” Before you make a selection, save yourself some time by making sure the payments processor you choose doesn’t put your business in that category.

Examples of high-risk industries are:
Gaming, Gambling, Dating, Travelling

  1. Pricing, Fees and Service Value
  2. Technical and Customer Support
  3. Payments Security
  4. Getting Paid and Reserve
  5. Recommendations From Peers If you’re get more information related Payment Gateway and Merchant Account visit website – Merchant Stronghold

Reliable Online Payment Solution for Training and Coaching Businesses

Five trades of a best online payment system

You want to gain additional income and want your customers to be happy? Mobile commerce is one way to do that. You can accept payment on android, tablet, and IPhone.

A system that makes sure your customers are rightly billed.

Payment gateway capable of establishing money reserve for expansion, emergencies, and retirement without hurdles.

There won’t be painful solutions for the training and coaching business. Your cash flow will be improved and you will be able to resolve customer issues.
There will be end to waste of time and frustrating options.

These are some of the unique features that you are going to get. Our payment systems are recommended by many merchants who are dominating their industries. Some of the key products of merchant stronghold can also been seen in specific industries.

Better Solution for Merchants

Our payment solution is up to date, reliable, fast, and secure. It doesn’t matter which business you are running, you can trust us. Merchant Stronghold’s online payment system can make your operation smoother. We have award winning services and experienced professionals who can settle a payment method that fits your business.

By using our online payment solution, you get more than just a way to process transactions. Our services can add value to your training and coaching business, and help you generate revenue. With our help, your brand will certainly get more exposure and you will be able to satisfy your customers. Here are some of the key factors that we focus upon:

Fast Transactions for your business: We can provide a system that will accept payments fast and instant.

Reliable uptime: A highly stable online payment system that guarantees you protection so that your business can progress.

Data security: You can rest easy because there are quality tools and secure architecture that will keep frauds away from your business.

Value added services: You don’t have to stick with one payment solution, features such as mobile payments and others can also be provided under a reasonable budget.


Describe Online Secure Payment Gateway

Describe Online Secure Payment Gateway

Рауmеnt Gаtеwау vѕ. Merchant Aссоunt

It iѕ imроrtаnt to understand that рауmеnt gаtеwау, juѕt аѕ POS terminals, аrе tооlѕ fоr handling рауmеnt infоrmаtiоn. Juѕt as thе POS terminal is a part оf each retail merchant ассоunt, thе рауmеnt gateway is аn еѕѕеntiаl part оf еvеrу е-соmmеrсе mеrсhаnt ассоunt. Yet, thе mеrсhаnt account ѕеrviсе dоеѕ bеуоnd handling thе infоrmаtiоn provided bу the саrdhоldеr. It enables a mеrсhаnt to accept сrеdit аnd debit Cаrdѕ, аѕ wеll as other рауmеnt methods, bу соnnесting the mеrсhаnt рhуѕiсаl аnd / or virtual check-out tооlѕ with a рrосеѕѕing bank that “асquirеѕ” thе trаnѕасtiоnѕ and funds the mеrсhаnt account thе trаnѕасtiоnѕ аbоut, аftеr ѕubtrасting thе transaction’s рrосеѕѕing соѕt. This whole process, from thе capturing of the infоrmаtiоn аt thе роint оf sale (whether рhуѕiсаl оf virtual), tо thе ѕеttlеmеnt of thе funds is what a merchant ассоunt ѕеrviсе provides.

Hеrе is a dеtаilеd dеѕсriрtiоn оf the Рауmеnt Processing Lifесусlе

  • Consumer uѕеѕ a сrеdit саrd fоr рауmеnt. Thе mеrсhаnt enters thе саrdhоldеr dаtа intо thеir рауmеnt ѕуѕtеm, (еithеr Pоint-оf-Sаlе Machine/Virtual Terminal Software/ e-commerce site).
  • Thе асԛuirеr / рrосеѕѕоr rесеivеѕ саrd data frоm merchant. Thе credit card dаtа iѕ routed thrоugh thе payment ѕуѕtеm for processing.
  • Thе асԛuirеr /рrосеѕѕоr ѕеndѕ thе dаtа to thе рауmеnt саrd brаnd (Visa, MаѕtеrCаrd, Diѕсоvеr). Thе сrеdit card data is thеn fоrwаrdеd tо thе iѕѕuing bаnk for vеrifiсаtiоn.
  • Credit саrd is verified by iѕѕuing bank/processor. Card vеrifiсаtiоn сhесkѕ for ѕuffiсiеnt fundѕ аnd ассоunt ѕtаtuѕ.
  • Upon verification, a payment аuthоrizаtiоn number iѕ generated bу iѕѕuing bаnk. Thе аuthоrizаtiоn number indiсаtеѕ ассерtаnсе оf transaction and iѕ rоutеd back to thе рауmеnt саrd brаnd.
  • The acquirer / рrосеѕѕоr rесеivеѕ thе authorization number frоm thе payment саrd brаnd.
  • Thе асԛuirеr / processor ѕеndѕ thе authorization numbеr bасk tо thе mеrсhаnt.

Mеrсhаnt соmрlеtеѕ thе sale. Cuѕtоmеr rесеivеѕ the gооdѕ оr ѕеrviсеѕ.

Our role, аt Mеrсhаnt Strоnghоld, iѕ to hеlр оrgаnizаtiоnѕ thаt ассерt сrеdit card рауmеntѕ rеduсе thеir рауmеnt рrосеѕѕing expenses by idеntifуing and correcting аrеаѕ of оvеrѕреnd. Wе are a mеrсhаnt ѕеrviсеѕ provider; Our еxреriеnсе аnd еxреrtiѕе in thе Payment Induѕtrу puts the knоwlеdgе in your corner whеn nаvigаting thе соmрlеxitу оf рауmеnt processing, аnd оur rеѕultѕ-bаѕеd fee mоdеl inсеntѕ uѕ tо dеlivеr mаximum ѕаvingѕ. Contact us if you need аnу hеlр frоm uѕ- +1(888) 622-6875.


Some Possible Reasons for Declination of your Credit Card Processing Application

Some Possible Reasons for Declination of your Credit Card Processing Application

Why Credit Card Applications are Denied

Your age is another factor for the denial of your request. If you are under 18, the issuer will not accept your request, as it is not the legal age.Your age is another factor for the denial of your request. If you are under 18, the issuer will not accept your request, as it is not the legal age.

Incomplete Application Form

If you don’t complete the application form completely or correctly, it can lead to denial. So it is better to apply for credit card processing online as it will not submit your request until and unless all the fields are full.
Loan Balance**

If you want to apply for credit card processing, make sure that you pay your loan balance regularly if any. When you apply for credit card processing, your credit history is checked and if it is negative, the bank or the processor will hesitate to accept your request to avoid risk.

Healthy Credit Balance

It is good practice to keep your credit balance healthy. In other words, you should only use a portion of the credit available instead of using it to the fullest. Healthier the credit card score more are the chances of approval.

Inquiries on Credit Report

It is advisable not to apply for many credit cards or credit cards processing, especially in short span of time; this may lead to declining of application. Lesser is your credit inquiries; better are the chances of getting your next approval when you would apply.

Low Income

The very common factor of declination of application is income of the applicant. Minimum income for application varies by Banks and Processor. And if the applicant fails to match the minimum income requirement, his/her application can get a rejection. So before applying for credit card processing, get an idea about minimum income.

Negative Processing History

Another reason for credit card application denies can be the number of credit cards processing account utilization by the applicant with negative Statement. If there are accounts shut due to high Chargeback it can be an issue in getting approval for a credit card processing.

TMF or Matchlist
If you are on Match list or get as a TMF merchant it would be a big reason for not getting approval for your Credit Card Processing Account. Get more information visit website –


Reliable way to open your High Risk Offshore Merchant Account

Reliable way to open your High Risk Offshore Merchant Account

Merchant Stronghold is best way for High Risk Offshore merchant account. It is working processing system very fast. How to you choose Merchant Stronghold!

*About *
Merchant Stronghold is well known for its services and fast processing system for High risk offshore merchant account. We have been voted #1 High Risk merchant service provider in the year 2015 and 2016. If you are looking for offshore account for your high-risk business, you have reached the right place. We provide hassle-free all-in-one merchant account that includes everything that a high-risk offshore merchant requires to process successfully, which includes:

  • Debit card processing
  • Credit card processing
  • ACH
  • Payment gateways
  • Chargeback management services

*Merchant Stronghold also provides facilities that makes accepting payment way easier, these facilities are:

  • POS machine service
  • Virtual terminal
  • Online setup

Why choose Merchant Stronghold

Merchant Stronghold is in market since long and has maintained good repo by providing best services to our clients. Our commitment to excellence drives our interactions with clients, customers and each other which helped us in attaining 100% customer satisfaction rate. Following are the things that make our service better than the other players in the market:

Integrity, trust, and honesty are the foundation of everything we do as a company. We look for health and long-term relationship with our clients and not just looking for one-time sale.

We operate as a team, sharing experiences, resources, and opportunities. We help others when they need it and ask for help when needed. As a team, we along with our clients, workout for best solution which not only meet all the current needs but also meets the need of near future.

We make every effort to translate creative and unique ideas into services, products, or processes that create value. We have a well knowledgeable and creative team which works hard to come up with new and better solutions all the time, depending upon requirement of our client.

We foster an environment where all associates’ voices are heard and everyone is encouraged to share their opinions. We work as a team and appreciate active participation of all our employees, encourage new ideas and irrespective of their designation, value their opinion. Not only with our team but we also respect any valuable suggestion from our client.

We are responsible to each other, to our clients/customers and to ourselves to do the right thing. ‘Product sold’ is not our aim. We take responsibility of each and every service we provide and have a team on standby mode 24*7, 365 day to helps our clients with any issue they are facing.

We expertise in our service and are capable of getting same day approval that includes gateway integration, which makes it possible for our clients to accept payments faster without wasting time be standing in a big queue.

We have successfully maintained a good relationship with most of the major banks in the home country as well as abroad. Hence, if you are looking for offshore merchant account for your high-risk business, we are just a call away.


Ecommerce Payment Processing Benefits for your Business

Ecommerce Payment Processing Benefits for your Business

This is the digital age, so most businesses know the importance of accepting electronic payment, especially if they are leveraging the e-commerce space. PayPal is often a go-to choice, but what if a customer prefers something else? What if there is a processing solution that works better for your business than others? Here are a few payment processors that can help improve revenue and customer experiences.

Stripe manages tens of billions of dollars every day, so as many as half of American residents paid via Stripe in the past year did so without knowing—they even recently partnered with Amazon. If you are a business owner looking for something flexible with carefully designed APIs (the software is easily customizable to fit your needs), Stripe is worth considering.

Deluxe eChecks
Deluxe eChecks are also beneficial for business payments, too. If you need to pay vendors, suppliers, or employees while simultaneously streamlining operations, electronic checks are a viable answer. You can even send them from your phone and save time on administrative tasks.


One of the benefits of cryptocurrency is that it relies on blockchain technology. Blockchain is a public ledger that records all transactions and displays them transparently and immutably, removing the need for third-party verifiers. The system is a peer-to-peer network, so you can always see your payment histories, and its decentralized nature (meaning information is stored along multiple “nodes” instead of in centralized servers) discourages cyber hacks and double spending.

Due does not charge transaction or monthly fees, making it an affordable option. It easily integrates into existing business operations, so you do not have to strain yourself in an effort to make it fit.

Why Integrate Different Payment Methods?
Let’s also address something important: why offering different or multiple payment solutions is necessary. When businesses partake in online commerce, they open themselves up to markets all over the world. In-person shopping will always have an essential economic and cultural place, but if you are a small business in the U.S. and someone in Morocco is interested in your product or service, why not humor them?

Basic cash and credit card payments are not going to suffice anymore. Consumers appreciate speed and ease, so businesses need to accommodate the changing attitudes that accompany advances in technology.


What is Online Payment Gateway Industry & How does it work?

What is Online Payment Gateway Industry & How does it work?

In the event that you are associated with the Online Payment Gateway industry or expect to be, at that point this knowledge will give you extensive standpoint. It's imperative you stay up with the latest sectioned by Applications Micro and Small Enterprise, Large Enterprise

This report considers the worldwide Online Payment Gateway showcase measure, industry status and conjecture, rivalry scene and development opportunity. This exploration report orders the worldwide Online Payment Gateway to advertise by organizations, locale, sort and end-utilize industry.

Payment Gateway: PayPal, Stripe, Amazon Payments,, WorldPay, Adyen, CCBill, 2Checkout, FirstData, SecurePay, PayU, MOLPay, Paymill, GMO, Alipay, Tenpay, Ping++, Boleto Bancrio, CashU, OneCard,

Wirecard, WebMoney, and Realex. The examination covers the current and Future market size of the Global Online Payment Gateway market and its development rates in light of 5-year history information. It additionally covers different sorts of division, for example, by geography [United States, Europe, China, Japan, Southeast Asia and India]. The market rivalry is continually becoming higher with the ascent in mechanical advancement and M&A activities in the industry. Additionally, numerous nearby and provincial merchants are putting forth particular application items for shifted end-customers. Based on characteristics, for example, organization diagram, late advancements, strategies adopted by the market leaders to ensure growth, sustainability, financial overview and recent developments.

Payment Gateway intеrасt with a shopping cart

Payment Gateways аnd ѕhоррing саrtѕ еntеr the trаnѕасtiоn cycle аt diffеrеnt ѕtаgеѕ. Shоррing саrtѕ еnаblе сuѕtоmеrѕ tо select itеmѕ fоr buy аnd саlсulаtе thе tоtаl соѕt of the оrdеr, inсluding shipping and hаndling сhаrgеѕ аnd tаxеѕ if аррliсаblе. Onсе that iѕ dоnе and thе сuѕtоmеr рlасеѕ the оrdеr, thе customer iѕ tаkеn to the сhесk-оut where he оr she is asked tо рrоvidе thе рауmеnt infоrmаtiоn, which iѕ then соllесtеd аnd mаnаgеd by the gаtеwау. When they have entered their payment information of interest the payment gateway passage begins their activity and run and process their exchange behind the scene.

Our role, аt Mеrсhаnt Strоnghоld, iѕ to hеlр оrgаnizаtiоnѕ thаt ассерt сrеdit card рауmеntѕ rеduсе thеir рауmеnt рrосеѕѕing costs by idеntifуing and correcting аrеаѕ of оvеrѕреnd.
Wе are a mеrсhаnt ѕеrviсеѕ provider; Our еxреriеnсе аnd еxреrtiѕе in thе Payment Induѕtrу puts the knоwlеdgе in your corner whеn nаvigаting thе соmрlеxitу оf рауmеnt processing, аnd оur rеѕultѕ-bаѕеd fee mоdеl inсеntѕ uѕ tо dеlivеr mаximum ѕаvingѕ.


Merchant Service Provider for Courier Business - Merchant Stronghold

Merchant Service Provider for Courier Business - Merchant Stronghold

If You're looking for best, easy and reliable Merchant Service provider for MCC 4215 (Courier Services –Air and Ground). Merchant Stronghold can help you with this. MSH knows exactly what you are looking for. You know that, Courier Business is not new and it's been there for hundreds of years. At first, it was simpler, but modern methods have changed it completely. Not long ago, delivery or courier services had to do transactions in the office; waiting for checks to clear and taking payments was a bigger task than delivering products.

Merchant Stronghold is making business simpler for courier services all over the globe. Using mobile, secure and reliable payment gateways, businesses don't need to stress over lengthy payment processes anymore. Mobile, Secure and Reliable Merchant Services provider for MCC 4215 – Courier Services. Using Merchant Stronghold's credit card processing services.

Courier services business can accept credit cards at the time of delivery or/and even before delivering the product and/or services. We offer the mobile solution with the goal that customers can do transactions by means of their cell phones. Virtual Terminal is provided given to businesses so they can even host the gateway on their website. If businesses have customers who call in or want to make the purchase of emails; Transactions can be made via Merchant Stronghold’s gateway. Our applications are focused on secure processing with low fees. Our services include:

● Lowest Set up fee is the industry
● Interchange plus 2.95% rates
● Monthly fees are negligible
● Daily Funds Settlement
● No Additional hardware necessary

You don’t have to sign up for a custom merchant account, every account is as per the clients. Therefore, you will get multiple benefits such a mobile app support, flat transaction fees for credit cards and debit cards, and much more. Our accounts are scalable, you can add multiple accounts to a single account. Each individual working on your E-commerce site will own an account linked to the main account.

Why us?

We are a “business-centered” services provider that specializes in customized merchant accounts. Every business has unique requirements, not all courier services are same. We listen to client’s requirement and delivery merchant services that push the business towards success.

Merchant Stronghold can assist all type of businesses, we integrating new methods in our old system, & design everything from the scratch. We welcome businesses under MCC 4215 (Courier Services –Air and Ground) to new and interesting opportunities.
So, get going| Merchant Service for your courier business, sign up – Merchant Stronghold


POS Terminal Can Accept Chip-Based (EMV) Credit Card

POS Terminal Can Accept Chip-Based (EMV) Credit Card

The EMV technology shift as it will keep the transactions safe from counterfeit frauds. If the business does not keep their systems compliant to latest technology it will be liable for the counterfeit frauds and there is no remedy to avoid it.

Here are few points that will help you to understand the whole procedure for getting an EMV-friendly Point-Of-Sale:

  1. Check your requirements:

You should make a list of all software and hardware that are directly or indirectly connected to your existing point of sale terminal. This will help you to know that if you need to upgrade just your existing terminal or you will need to upgrade all the things that are currently in use for your business.

2 . Know the options that are available:

For this you need to discuss the options with Merchant Acquirer that will help you to connect with the payment processor they work with, these payment processors will guide you to the best solution that will fit in your business. If your business uses highly connected software then your Independent Software Vendor (ISV) with payment processor will play a pivotal role in choosing the best terminal.

  1. Purchase the terminal:

Now, this is an important decision as this needs expert’s advice of purchasing the terminal. There are two terminals exist chip-and-signature and the other one is chip-and-PIN. While the Chip-and-Signature looks easier and good through which authentication is obtained from a signature. But, at the same time Chip-and-PIN terminal will accept the payment authorization by PIN code.

From above options, the Chip-and-PIN is considered as the best credit card terminal option as it will help you to get authorization from the cardholder by card’s PIN code and also enables you to accept card payments from international cards.

4.Getting the certification for the terminal:

The answer for the question whether a merchant needs to get the certification for using new card acceptance terminal or not? Well, the answer is yes, a Level 3 certification by EMVco and Card brands is required to use payment card terminal. For all types of businesses, this certification is required. The certification can be achieved with the help of payment processor as they will able to guide you about the exact requirement that is needed to be fulfilled before applying for the certification.

  1. Employees should be able to use the new terminal effectively:

After getting the latest technology-enabled terminal and certification, you need to train your employees about how to use the latest terminal, the procedure is not really tough, yet it’s new so you need to give them a small training session about the use and importance of the terminal. Here are the steps to use the terminal:

The amount must be entered in the terminal before inserting the card into the machine.
While inserting the card into the machine the chip-side should up, i.e. the chip should be dipped into the machine.
After inserting the card, it should not be taken out of the machine until the payment authorization is obtained.

6 . Share options with your customers:

Sharing information about the importance of EMV is the best thing you can do as it will help you to connect with your customers and also will help you to gain reliability.


Credit Card Processing Solutions for Public Warehousing Businesses

Credit Card Processing Solutions for Public Warehousing Businesses

Credit Card Processing for businesses under MCC 4225

No matter what type of merchant you are, we can set up an online credit card solution fit for your unique needs. Public Warehousing and farming businesses require direct integration of mobile tools. Many clients want to pay on the time of delivery, and if you have a flexible payment gateway, it will save a lot of time. You can hire Stronghold to change your existing setup and integrate tools suitable for your business, or redesign it completely.

Merchant Stronghold has credit card processing solution for all the businesses under MCC 4225. We offer best solution at reasonable rates to keep overall cost down. You can integrate almost all type of payment options on a single website.

Our credit card processing solution gives your business:

Ability to accept volume of transaction on debit and credit cards
Fast and secure website credit card processing for customers
A simplified checkout process – Easy to understand and use
Industry Compatible standards to protection online data

A Credit card processing solution you can count on

Merchant Stronghold offers services that are tailored to your business needs. There aren’t many companies which look closely into client’s request and offer best suitable solution. Once a client, always a client is our policy. To keep clients satisfied for long, we offer world class support and services. We have friendly representatives that are ready to answer any question, or help you in solving payment problems. We are always searching for new ways to make Credit card processing easier for you.

We work very hard to provide you low rates and best services. We don’t hide anything from our clients; we use latest technology so that credit card processing is fast and reliable for your business and customers. A reliable and secure payment system is what merchants deserve, and we provide it on reasonable rates.

Worldwide Credit card Processing

Anyone can offer you a payment solution for local currency. But we have made it easy for clients to accept payment in any currency. Our services are tailored to provide credit card processing for customer-not-present environment. It allows customers to set prices and complete transactions by mail, telephone, or website in over 120 countries. We understand your business and looking forward to build long term relationship. If you plan to expand your business worldwide, we are the only Merchant service providers who can help you in your quest.


Merchant Credit Card Processing for Marine Services

Merchant Credit Card Processing for Marine Services

A good way to sell your services is by using a website for Credit card processing. Merchants can have more than one payment methods. A credit card is quicker and much safer than cash in hand. Money can automatically be sent to your bank account.

Multiple services can be provided on your websites, such as point system or gifts for customers. Your Marine Credit card processing will be a part of a large network. A gateway having PCI compliance to provide you security benefits. We offer a number of options, such as American Express, Visa Card and MasterCard integration. Existing account holder can also get new features.

Merchant Account for high risking businesses

Some online businesses are considered as high risking because of their nature, these businesses include Adult industry, Foreign Exchange, Gaming, Pharmacy, Cruise Services, Pharmacy, and PC support. History of the business also plays an important part in the High risking tag. Not many merchant account providers offer services to high risking businesses, but Merchant Stronghold is offering services to these for years.

Accepting credit cards can boost your Marine supplies business. Many companies would like to offer services to you, but choose one that best fits your needs. High risking businesses have high chargeback ratio, and there is the huge volume of sales; these factors make them insecure. You can still get a merchant account, but don’t get bedazzled by flashy advertisements. Clearly identify rates that you can pay so that you can get a merchant account that makes more sales and get more success.


Why Important Merchant Account for your Credit Repair Business

Why Important Merchant Account for your Credit Repair Business

Having a high-risk business or high-risk merchant account can be very demanding and challenging, to begin with. It might be very hard for you to process payments properly due to the high fees and other challenges. However, just because you have a high-risk business.

A Great Idea

The idea with having a credit repair business is that many gateway providers will see this as a high risk. It isn’t really coming with the highest possible risk, but there are plenty of challenges to be had here and you should think about that the best way you can.

Should you get a high risk merchant account despite the potential issues that might appear? Yes, because you can either do that or you can opt for an offshore merchant account. Either one works, the idea is to just find the best options that suit your needs and which delivers the utmost value for your money. You have to keep in mind that the main focus here is on finding a good payment processor and lowering the amount you have to pay in the end. It can be tricky to do that, because all payment processing solution services out there will ask for a transaction amount, so you need to put things into perspective and see what works for you.

Granted, it can be a challenge to own a good credit repair business with online payments, but this is a very important portion of such a company, to begin with. You might not need a credit card terminal, but you do require a high-risk merchant account or even a regular merchant account. There are many providers that will be able to help you in this regard. You just need to stay fully committed and focused on results because that’s what matters the most in the end.

A Fact

You have to keep in mind the fact that setting up a merchant account with a credit repair business is very tricky, so you should oversee all potential expenses to begin with. That’s what really makes the experience worth it, the fact that you can perform and receive online payments without a problem. This is very important for any credit repair business, which is why opting for the best merchant payment processing solution is crucial to say the least.