Mortgage Calculators and Tools

Need the right calculator for home buying, refinancing or your mortgage? HSH has the most effective and unique set of calculators to help you.
HSH.com’s free mortgage calculators can answer even complex financial questions in just a few minutes. We'll help you find answers to common items, such as "Can I qualify for a mortgage?" What’s my monthly payment?" or "Will prepaying my mortgage help me save money?" all the way up to more difficult ones, such as "How large of a down payment do I really need?", "What’s the best way to pay for my refinance?" or even "When will my home no longer be underwater?"

When are you eligible to claim as much as a $500,000 exclusion from capital gains tax when you sell your home?

Mortgages can be obtained fairly quickly in certain circumstances, and at times the process can be painfully slow. Learn how to expedite your mortgage loan process.

The choice between MIP and PMI has become more difficult. Find out how to assess which is better for you.

If you're thinking of making the move from renter to homeowner, one of the first questions you need to answer is, 'how much house can I afford?'

With recent tax code changes, many wonder, "Do I get a tax break for being a homeowner?" While some deductions are limited, it is still possible to take advantage of tax breaks to offset some of the expenses commonly associated with owning a home.

Saving a down payment can be the hardest part of buying your first home. Here's how to build funds for your down payment.
1.Sell some belongings.
2.Part-time work.
3.Carpool.
4.Cut entertainment costs.
Read more in detail at HSH.com

This article explains why borrowers should be cautious about using their home equity.

Top 7 tips for millennial homebuyers
Your decision to buy a home may be an emotional one - for the joy of owning your place - or financial, because you're tired of rent increases and want to build equity, preparation is essential for all buyers. It's especially important if you have little to no experience evaluating homes and mortgage loans or live in an area with heavy competition for the type of place you want to buy.
Read a complete article at HSH.com

HSH.com boils down the daunting and confusing process of locating a home, securing a mortgage and buying a house you love into key essential steps.

Fortunately, thanks to a hot seller's market, many homeowners are seeing their houses sell fast. Some homes are selling in just 24 hours.

In today's market, a home that sits for sale for an extended period of time can be costly to the seller. Not only are there potential mortgage payments, landscaping, and insurance fees, unsold homes may develop a stigma that can be difficult to shake.

So how is it that some homes sell with lightning-fast speed, while others sit? What's the secret to sell a house fast, as in just 24 hours? It's possible to sell your house in 24 hours if you take the right steps up front.
Read more at [HSH.com]

Here are 13 key questions you should ask your home equity lender in order to get the best deal on a home equity loan or line of credit.

FHA Mortgage Calculator allows you to see total mortgage costs including your FHA MIP charges over any time frame.

Our mortgage calculator reveals your monthly mortgage payment, showing both principal and interest portions. See a complete mortgage amortization schedule, and calculate savings from prepaying your loan.

HSH.com's Annual Percentage Rate (APR) calculator helps you analyze how much your mortgage loan is really costing you.

Use mortgage Comparison Calculator designed by HSH.com to compare rates, terms, loans and see which suits you better.

This mortgage qualification calculator determines the income needed to qualify for a mortgage, factoring principal and interest, taxes, insurance, purchase price and down payment.

This Loan Payment calculator calculates monthly loan payments for a mortgage, auto or consumer installment loan, and shows principal and interest payment combined.