Blue Cross NC Asheville
In order for a health insurance plan to be compliant with Health Care Reform, it must cover ten minimum essential health insurance benefits, as mandated by the Affordable Care Act. Our personal reform advisors will help you understand the types of coverage offered by each plan, and will assist you in finding a plan and health insurance quote with the lowest premium and the most health insurance benefits for your family.
All individual or group health insurance plans offered through WNC Health Insurance / The Asheville Blue Cross and Blue Shield of North Carolina® Store are Affordable Care Act compliant and provide coverage for these required ten minimum essential health benefits:
This is also referred to as outpatient services. This is treatment that is received without being admitted to a hospital, including doctor’s office visits or minor surgery at an outpatient center
This covers coverage for emergency situations that require a visit to the emergency room, such as heart attack symptoms or a car accident.
This coverage includes hospital care from doctors and nurses along with any surgeries or tests performed while admitted. These benefits will be limited.
This includes all treatment related to pregnancy, which includes: prenatal care, childbirth, and newborn care.
Care related to mental health issues and addiction services such as: outpatient behavioral treatment, including: counseling and therapy, along with any related inpatient care.
ACA plans are required to cover at least one prescription drug from every class and category of federally approved drugs.
This covers all services and devices that assist people with injuries, disabilities, or chronic conditions to help gain or recover mental and physical skills.
These services include tests performed by your doctor in order to provide a diagnosis or to monitor treatment.
This category of services includes: annual checkups, a colonoscopy, immunizations, preventative screenings, as well as treatment for chronic diseases, such as diabetes.
Plans are also required to cover routine pediatric care, including wellness visits, vaccines, and immunizations, as well as vision and dental care for children.
The Asheville Blue Cross and Blue Shield of North Carolina® Store is an authorized agency of Blue Cross and Blue Shield of North Carolina®.
