The various kinds of expenses that the company/industry usually agrees to cover for the victim are:
· Medical bills for the injured
· Income for replacement
· Expenses for reskilling
· A modest fund for the victim’s dependants in case the worker dies, unfortunately.
· Treatment expense for any permanent injuries and ailments
· Funds will be given for both physical and psychological disorders.
Wage replacement covers about two-thirds of the worker’s average earnings, and they are paid within a few days of the date of injury. These medical benefits do not include the taxes, and they will cover only up to a particular sum of money above which there is no chance of raise. The workers compensation is provided for both short-term injuries and long term illnesses such as back pain due to doing a suffocating uncomfortable work for a prolonged period of time.
You can sue your employer if he doesn’t approve your claim or if the injury was caused due to pure negligence of the employer. But once you accept the workers compensation from the employer, you will lose the right to sue him or file a case against him. One should think before deciding between these two choices as both will seem reasonable at that point of the mishap.
One thing of utmost importance that every worker should bear in mind - that the employer cannot force you to drop the idea of claiming the worker's compensation nor can he threaten to fire you for filing a complaint against him. If so, the worker has all the more reason, to report the issue to the local workers’ compensation office and justice will be done to the victim.
See more at Workers Compensation Attorney Group