Retirement savings should be managed to get the maximum return. If you like to follow the #stock market, and even do some #share trading, it can be a way to fill your days. Generally, it's best to go for well established companies that pay a good #dividend. Dividends are a buffer against the ups and downs of the stock market. It's often best not to get too involved in the daily ups and downs of the market, and take a long-term view. Remember that those who get caught up in the daily emotions of the market can lose money.