You don’t plan to fall ill but you never know what the next moment has in store for you. So when the news of a sudden illness comes to your notice, you are left with a hundred thoughts running through your mind. This is certainly going to be the case if you don’t have health insurance. Therefore, whether you need health insurance today is not the reason, it is about being prepared for the worst. With increasing medical expenses, simply savings are not enough. A health insurance safeguards your health as well as your pockets.