Basics About Business Insurance

Starting your own business is taking a smart risk, operating without the right insurance is not.

Don't go to work without this policy in place - especially if your work is in your home.

Insurance company based in Livingston, NJ that specializes in business liability insurance and more. Click or call 973-422-1324 for a quote.

People whose wealth is linked to the businesses they own are at risk of losing both if a lawsuit goes against them or a critical customer goes bankrupt.

Running a small business involves a significant investment. Business insurance protects your investment by minimizing financial risks associated with unexpected events such as a death of a partner, an injured employee, a lawsuit, or a natural disaster. Unless you are an employer, business insurance is generally not required by law, however, it is common practice to purchase enough insurance to cover your assets. If your business is an LLC or a corporation, your personal assets are protected from business liabilities; however, neither business structure is a substitute for liability insurance, which covers your business from losses.