The holiday shopping season can impact your finances, as well as your credit score. There is plenty of information available for consumers on how to create and maintain an effective budget during the Christmas season. It is equally important for consumers to seek knowledge about how to preserve their credit score, which can be particularly vulnerable during the holiday season with department stores aggressively offering incentives for you to apply for their credit card.
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Buying or refinancing a home with 20% or more in equity? Check out of conventional mortgage types.
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Bill Raine is your full service Kelowna & West Kelowna REALTOR®. Buying or Selling Residential or Commercial? 250-870-6210
Visual marketing is the best tool to promote your business and you can start with professional business photography.
Call to action marketing is an ever-evolving science. Here are 5 straightforward WordPress website call to action tactics that will improve your conversions.
In today’s society, we have technology and entertainment available to us 24/7. The average screen time for children is above six hours per day. This continuous connection to technology causes the younger generation to spend less time being active and creative outdoors, opting for easier and less developmental activities on digital devices.
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WordPress has become the website software of choice for small to medium sized businesses. Here are the top 7 reasons why WordPress websites rock!
Kelowna’s summer has been hot, dry, and smoky leading to an increase in dry eye prevalence. The environment plays a crucial role in stimulating the dry eye disease process. The Okanagan valley is typically very dry, receiving about 1/3 the amount of rain as our friends in Vancouver. Now this provides a great environment for growing wine, but not so much for our tears due to evaporative pressure. Other environmental stresses include air conditioning, heaters, wind, and digital devices. Screen time has been shown to reduce the amount of blinking to a third of its normal rate. Finding environmental causes that aggravate dry eye, can go a long way to alleviating symptoms.
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OSFI has been talking about implementing this mortgage stress test for some time now, but just days ago it became official. In the fall of 2016, insured mortgages (less than 20% down payment/equity) were hit with this stress test, which sidelined many buyers. Now, the conventional market (greater than 20%) is under fire and, in our humble opinion, the impact will be material. 2018 is sure to be an interesting year for the real estate and mortgage market.
As Notary Publics in Kelowna, we offer many legal services at a reduced cost. Subdivisions, Business Sales, Contracts & more
The top experts in Corporate Planning Kelowna has to offer. CIRPs, IFAs, Succession Planning & more. 250-980-3318
Mortgage bridge loans are typically used for buying another property before your current property sells. Learn more about Mortgage Bridge Loans.
