Canadian Personal Finance News | February 2016

I have recently posted about bankruptcy risk, positive feedback loops, chaos theory and Kaplan-Meier estimators and now I'll try to tie all of those posts together. They're mostly about the unpredictability of spending in retirement compared to sequence of returns risk, the probability of outliving your retirement savings due to market volatility.

"there's no secret factor that's going to give you Oprah money"

"if you really want to change the way you feel about money, the way that you manage your finances, but just can’t seem to start… maybe it’s because you’re starting in the wrong place…"

Eight key messages and themes have underscored my writing and research. Those guidelines serve as a manifesto for my approach to retirement income planning.

January's list of the best Canadian personal finance news, articles, and blog posts from around the internet, expertly curated for interest and relevance. You can follow this list right here in List.ly, by following me on Twitter (@sandimartinspf), or by signing up for Spring in your inbox here: https://springpersonalfinance.com/contact/

Holidays and birthdays can create a case of the gimmes, but a general desire for stuff can happen at any time of the year. I talk about taming gift expectations