Updated by Bill Gassett on Jul 12, 2016
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The Best Mortgage and Financial Advice Articles

Here are some of the best mortgage and financial advice articles from numerous real estate, mortgage and financial experts. Use these tips and advice to make smart financial decisions.

The Best Mortgage and Financial Advice Articles | How to Get The Best Mortgage

Getting the best rate on your mortgage is a major concern for any home buyer. When you consider that only a few percentage points can cost you thousands over the life of a loan it only makes sense to seek the best mortgage you can get.

The Best Mortgage and Financial Advice Articles | Preparation Tips For Getting a Mortgage

How to prepare to get a mortgage is something every buyer should be thinking about well in advance of making a home purchase! One of the things that first time home buyers will often ask me is what they should do first in the home buying process.

The Best Mortgage and Financial Advice Articles | Why Jumbo Loans Are a Good Move for High Worth Individuals

The resurgence of real estate markets over the past year has brought about an unusual situation. While interest rates on conventional loans are still unbelievably low, new lending guidelines are making it a bit more difficult to approve a loan.

The Best Mortgage and Financial Advice Articles | Sell My Home With a Reverse Mortgage

See how to sell a home with a reverse mortgage. Step by step guide to getting your home sold when you have a reverse mortgage to deal with.

The Best Mortgage and Financial Advice Articles | What's The Difference Between Mortgage Pre-approval and Pre-qualification

There has been some confusion among those looking to buy a home and qualify for a mortgage loan regarding the difference between a mortgage pre-approval vs a pre-qualification letter. Indeed, they sound pretty similar, so hearing these terms before or during the hectic time while considering buying a can only add to add to the confusion for novice buyers.

The Best Mortgage and Financial Advice Articles | Guidelines for Homebuyers Using Gift Money When Purchasing a Home

Purchasing a home is both an exciting and somewhat overwhelming experience, especially for first-time buyers. It is not surprising that for most of us, buying a home is likely the largest purchase of our lives. Most buyers save for years before purchasing homes, applying sizable down payments to reduce their monthly mortgage costs.

The Best Mortgage and Financial Advice Articles | Is Renting to Own a Good Idea for Buying a Home?

I recently published an article by Nicholas Brown who works for JustRentToOwn.com and it got me thinking, why do buyers enter into rent to own arrangements, and are they a good idea? Before we delve into the question it would probably help to ensure you know what I'm talking about so I'll briefly explain what Renting to Own actually is...

The Best Mortgage and Financial Advice Articles | Money Saving First Time Home Buyer Tips

This post was written by Jake Durtschi, the owner of Jacob Grant Property Management located in Idaho Falls, Idaho. Jake and his team manage over 400 rental properties in east Idaho. He is a successful real estate investor and has been featured on several reputable industry podcasts. Check out his blog.

The Best Mortgage and Financial Advice Articles | Ways to Get The Best Mortgage Rates

When you set out to buy a home unless you are paying cash a mortgage should be one of your biggest considerations. The terms and conditions on your loan will go a long way to determining how you will be impacted financially for as long as you keep the mortgage.

The Best Mortgage and Financial Advice Articles | Will a Late Mortgage Payment Affect Your Credit Score That Much?

If you are like many home owners, there may come a time when you are tempted to miss a payment on your mortgage. You may feel like you have no choice, or you may be in a situation where you feel like you need to pay other bills before the mortgage.

The Best Mortgage and Financial Advice Articles | How Will a Late Mortgage Payment Affect Your Credit Score

If you are like many home owners, there may come a time when you are tempted to miss a payment on your mortgage. You may feel like you have no choice, or...

The Best Mortgage and Financial Advice Articles | What Are Escrow Holdbacks For?

There are few situations more exciting than the approach of closing on your new home. You and your family are eagerly awaiting the moment when you can sign the paperwork and take possession of your new residence, a place where you can finally rest easy and enjoy all the benefits of ownership.

The Best Mortgage and Financial Advice Articles | Get a Pre-Approval Not Prequalification

My brother-in-law has been thinking of buying a home. We were talking recently and he explained, "My lease is up in March, but I'm not really sure what to do first. What's my first step exactly?" He's not alone. Many prospective home buyers aren't quite sure what they should be doing to get the ball rolling.

The Best Mortgage and Financial Advice Articles | How Not to Overpay For a Mortgage

When you go to buy a home, if you are like most people you are going to need to get a loan. Because you are borrowing money, you will naturally have to pay a certain amount of interest to the lender. In the article you will learn how to avoid overpaying for a mortgage.

The Best Mortgage and Financial Advice Articles | Why Getting A Pre-Approved Makes For a Powerful Buyer

A pre-qualification is a lenders general statement that he will provide financing if certain conditions are met. You will discuss your financial situation with the lender, who then might or might not pull your credit report. Usually you can get pre-qualified via phone and the loan officer will rely on the information you provide.

The Best Mortgage and Financial Advice Articles | Where To Get a Mortgage When You Get Rejected

There are very few people out there with the kind of money it takes to buy a home outright. For most of us a mortgage is a necessity if we ever want to own a home.

The Best Mortgage and Financial Advice Articles | 10 FHA Mortgage Guidelines Worth Understanding

Unlike a conventional loan, an FHA mortgage is backed by the federal government. Simply stated, lenders have some protection offered by the government in the event the homeowners stop making payments. With this protection, FHA approved lenders are able to offer mortgages with enticing rates for people that might not qualify for a Fannie Mae or Freddie Mac home loan.

The Best Mortgage and Financial Advice Articles | How You Can Lose Your Mortgage Pre-Approval

One of the most important steps in buying a home is obtaining pre-approval for a mortgage. To shop effectively, and within your price range, you need to know what that price range is. For most home buyers, the amount they can spend is set by the lender they choose.

The Best Mortgage and Financial Advice Articles | How Do I Remove Private Mortgage Insurance

One of the things that many homeowners want to know is how to get rid of private mortgage insurance. If you bought a home without making a down payment of 20% or higher, or you refinanced your home with less than 20% equity, private mortgage insurance (PMI) was probably a requirement of owning your home.

The Best Mortgage and Financial Advice Articles | When Can I Eliminate My Private Mortgage Insurance?

If you are just starting your home search and have met with a lender you probably have been informed about private mortgage insurance. For those who are not familiar with the term, private mortgage insurance or PMI for short is required by lenders when a borrower is putting down less than 20 percent.

The Best Mortgage and Financial Advice Articles | Can FHA Mortgages Be a Problem For Home Sellers

Do you know how FHA loans can be problematic for home sellers? See a review of how an FHA could be a stumbling block for a home owner.

The Best Mortgage and Financial Advice Articles | Real Estate Appraisals Can Help Stale Listings Get Sold

Birmingham, AL real estate appraiser Tom Horn discusses how an appraisal can help sell a stale listing.

The Best Mortgage and Financial Advice Articles | Common Home Selling Expenses

What are the possible expense a home seller will have to pay to complete the sale? See all the most common home selling expenses.

The Best Mortgage and Financial Advice Articles | Jumbo Mortgage Loan Myths

Thanks to the improving luxury housing market, jumbo loans have made a rebound. Inside you will find the top 5 jumbo mortgage myths.

The Best Mortgage and Financial Advice Articles | 4 Mortgage Documents Buyers Must Sign For TRID

Make sure you understand the 4 important mortgage documents buyers must sign as part of TRID regulations.