Get the basic facts about business insurance and its importance. Business insurance is a necessity for companies of all sizes, including sole proprietorships. From liability to professional liability coverage, there are an array of insurance options to consider. Learn more to find out if you have the right policies for your enterprise.
Insurance coverage that protects businesses from losses due to events that may occur during the normal course of business. There are many types of insurance for businesses including coverage for property damage, legal liability and employee-related risks.
Running a small business involves a significant investment. Business insurance protects your investment by minimizing financial risks associated with unexpected events such as a death of a partner, an injured employee, a lawsuit, or a natural disaster. Unless you are an employer, business insurance is generally not required by law, however, it is common practice to purchase enough insurance to cover your assets. If your business is an LLC or a corporation, your personal assets are protected from business liabilities; however, neither business structure is a substitute for liability insurance, which covers your business from losses.
Business insurance NJ agency based in Livingston that specializes in business liability insurance and more. Click or call 973-422-1324 for a quote.
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Learn more about insuring your business with 5 questions and answers about business insurance from LegalZoom.com.
Starting your own business is taking a smart risk, operating without the right insurance is not.